1A S Willow Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 1A S Willow Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Condominium
Details	4 bd · 4.5 ba · 1,740 sqft · built 2006
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$337,000 (Jun 2018)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`461-08-03-0138`

Property Details

APN / Parcel Number

Primary APN	`461-08-03-0138`
Alternative APN	`1950340014`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Carport
Garage Area	868 sqft
Carport	Carport
Carport Area	868 sqft
Pool Area	280 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1A S WILLOW DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3656
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	412 S WILLOW DR HPR; UNIT 1-A
Legal Subdivision	WILLOW
Legal Unit	1-A
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1012
Census Tract	51202

Owner

Source: Horry County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 S WILLOW DR, A, SURFSIDE BEACH, SC 29575-3518
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Feb 13, 2013 · Amount on Record
Deed Book / Page	4118 / 2168
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	412 5TH AVE S # 1-A, 1-A, SURFSIDE BEACH, SC 29575-3557
Document Number	6253/0136
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	412A S WILLOW DR SURFSIDE BEACH SC 295753518, SURFSIDE BEACH, SC 29575-3518

Mortgage

Document Number	6253/0136
Date	Aug 18, 2020
Book Page	006253/000136

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 17, 2045

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	412 5TH AVE S # 1-A, 1-A, SURFSIDE BEACH, SC 29575-3557
Document Number	6208/0342
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412A S WILLOW DR SURFSIDE BEACH SC 295753518, SURFSIDE BEACH, SC 29575-3518

Mortgage

Document Number	6208/0342
Date	Apr 29, 2020
Book Page	006208/000342

Lender

Name	GUILD MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jun 25, 2018
Property Address	412 5TH AVE S # 1-A, 1-A, SURFSIDE BEACH, SC 29575-3557
Document Number	4118/2168
Book / Page	004118 / 002168
Instrument Date	Jun 20, 2018
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	412A S WILLOW DR SURFSIDE BEACH SC 295753518, SURFSIDE BEACH, SC 29575-3518

Mortgage

Document Number	6001/1833
Date	Jun 25, 2018
Book Page	006001/001833

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,254.00		$337,000 (-) Building $337,000
2024	$1,254.00 (-3.61%)	$20,220 (-) Building $20,220	$337,000 (-) Building $337,000
2023	$1,301.00 (+2.68%)	$20,220 (-) Building $20,220	$337,000 (-) Building $337,000
2021	$1,267.00	$20,220 Building $20,220	$337,000 Building $337,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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