Albany County and Cohoes City property record for 1A Jay St, Cohoes, NY 12047
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1.5 ba · 1,416 sqft · built 1990 |
| Lot Size | 0.157 acres (6,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (Oct 2021) |
| Tax Bill | $4,208 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010300 10.42-1-38 |
| Primary APN | 010300 10.42-1-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 588 sqft |
| 2nd Floor Area | 828 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,848 sqft (0.157 acres) |
| Lot Dimensions | 64 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 48 sqft |
| Canopy | 56 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01004200010380000000 |
|---|---|
| Street Address | 1A JAY ST |
| City | COHOES |
| State | NY |
| Zip | 12047-2954 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 38.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COHOES |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 12900 |
Source: Albany County and Cohoes City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1A JAY ST, COHOES, NY 12047-2954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on Record |
| Deed Sale | Oct 20, 2021 · Amount on Record |
| Prior Sale | May 6, 2015 · Amount on Record |
| Deed Document Number | 202131754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1A JAY ST, COHOES, NY 12047-2954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 19459 S HIGHLITE DR, CLINTON TOWNSHIP, MI 48035-2554 |
| Document Number | 0000001755 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | R2021-31755 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Albany County and Cohoes City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Cohoes City |
| Unified School District | Cohoes City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,208.00 (-12.88%) | ||
| 2025 | $4,830.00 (+2.09%) | $75,000 (-) Land $6,700 Building $68,300 | $222,222 (+18.52%) Land $19,852 Building $202,370 |
| 2023 | $75,000 (-) Land $6,700 Building $68,300 | $187,500 (+5.48%) Land $16,750 Building $170,750 | |
| 2022 | $75,000 Land $6,700 Building $68,300 | $177,767 Land $15,881 Building $161,886 | |
| 2021 | $4,731.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COHOES CITY serves 18,447 people · EPA ID NY0100192 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Apr 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Massivemesh Networks, Verizon.
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