19995 Cliffrose Dr, Bend, OR 97702 Property Records

Deschutes County property record for 19995 Cliffrose Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,176 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$539,000 (Oct 2020)
Tax Bill	$4,660 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181208 CB 05500`

Property Details

APN / Parcel Number

Primary APN	`181208 CB 05500`
Alternative APNs	`R1001181208CB05500` `200586`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	1,536 sqft
2nd Floor Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Split Level
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	462 sqft
Deck Area	150 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	200586
Old Parcel Number	R1001181208CB05500
Street Address	19995 CLIFFROSE DR
City	BEND
State	OR
Zip	97702-2093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:187 SUBD:ELKHORN ESTATES PHASES 14 15 AND 16 SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-CB
Legal Range	12E
Legal Township	18S
Legal Section	08
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	ELKHORN ESTATES PHASES 14 15 AND 16
Legal Lot Number	187
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1025
Census Tract	2103

Owner

19995 Cliffrose Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19995 CLIFFROSE DR, BEND, OR 97702-2093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 6, 2020	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO
May 19, 2020	Deed of Trust, Mortgage · Conventional with PMI SIGN ON THE LINE INC
Nov 16, 2019	Deed of Trust, Mortgage · Conventional with PMI SIGN ON THE LINE INC
Oct 5, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	2020-52347
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19995 CLIFFROSE DR, BEND, OR 97702-2093
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022252
Date	Apr 9, 2021
Instrument	2021-22252

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 6, 2020
Property Address	19995 CLIFFROSE DR, BEND, OR 97702-2093
Document Number	0000052347
Instrument Date	Oct 5, 2020
Instrument	52347
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$539.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19995 CLIFFROSE DR BEND OR 977022093, BEND, OR 97702-2093

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19995 CLIFFROSE DR, BEND, OR 97702-2093
Document Number	0000031379
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19995 CLIFFROSE DR BEND OR 977022093, BEND, OR 97702-2093

Mortgage

Document Number	0000031379
Date	Jul 1, 2020
Instrument	31379

Lender

Name	SIGN ON THE LINE INC
Address	100 SPECTRUM CENTER DR # 520, IRVINE, CA 92618-4968

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19995 CLIFFROSE DR, BEND, OR 97702-2093
Document Number	0000006285
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19995 CLIFFROSE DR BEND OR 977022093, BEND, OR 97702-2093

Mortgage

Document Number	0000006285
Date	Feb 12, 2020
Instrument	6285

Lender

Name	SIGN ON THE LINE INC
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 5, 2018
Property Address	19995 CLIFFROSE DR, BEND, OR 97702-2093
Document Number	0000040426
Instrument Date	Sep 17, 2018
Instrument	40426
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19995 CLIFFROSE DR BEND OR 977022093, BEND, OR 97702-2093

Mortgage

Document Number	40427
Date	Oct 5, 2018
Instrument	40427

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 19995 Cliffrose Dr was $4,660, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,660.00 (+3.93%)	$275,850 (+3%)	$789,510 (+2.15%) Land $202,110 Building $587,400
2024	$4,484.00 (+7.89%)	$267,820 (+3%)	$772,910 (-) Land $185,510 Building $587,400
2023	$4,156.00	$260,020	$772,910 Land $185,510 Building $587,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19995 Cliffrose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19995 Cliffrose Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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