Marion County property record for 19990 Cardinal Ct, Dunnellon, FL 34432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,758 sqft · built 2008 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,106 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3454-002-003 |
| Primary APN | 3454-002-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,758 sqft Living Area |
| 1st Floor Area | 1,758 sqft |
| Interior Walls | Paneling |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 75 ft deep x 130 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 348 sqft |
| Patio Area | 84 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2453613000 |
|---|---|
| Old Parcel Number | 3454002003 |
| Street Address | 19990 CARDINAL CT |
| City | DUNNELLON |
| State | FL |
| Zip | 34432-5820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A;R1A |
| Legal Description | SEC 25 TWP 16 RGE 18 |
| Legal Range | 18E |
| Legal Township | 16S |
| Legal Section | 25 |
| Legal Subdivision | BLUE COVE UN 02 |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | MARION FL |
| Township / Civil Division | DUNNELLON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 2703 |
Source: Marion County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 24, 2024 | Intrafamily Transfer, Transfer |
| Oct 24, 2024 | Intrafamily Transfer, Transfer |
| Jun 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 21, 2017 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2024 |
| Deed Sale | Oct 24, 2024 |
| Prior Sale | Oct 24, 2024 |
| Deed Document Number | 2024140214 |
| Deed Book / Page | 8452 / 1390 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Investor | Possibly a Property Investor |
| Document Number | 0074060761 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 7406/761 |
| Instrument | 2021032193 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Investor | Possibly a Property Investor |
| Document Number | 0082181446 |
|---|---|
| Date | Dec 26, 2023 |
| Book Page | 8218/1446 |
| Instrument | 2023163849 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Oct 24, 2024 |
| Property Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Document Number | 0084521388 |
| Book / Page | 8452 / 1388 |
| Map Reference | MB X PG 50-52 |
| Instrument Date | Oct 23, 2024 |
| Instrument | 2024140213 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19990 CARDINAL CT, HUNNEWELL, MO 63443 |
| Name | Verified Name |
|---|---|
| Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Oct 24, 2024 |
| Property Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Document Number | 0084521390 |
| Book / Page | 8452 / 1390 |
| Map Reference | MB X PG 50-52 |
| Instrument Date | Oct 23, 2024 |
| Instrument | 2024140214 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Name | Verified Name |
|---|---|
| Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0072090940 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 7209/940 |
| Instrument | 2020061668 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Nov 21, 2017 |
| Property Address | 19990 CARDINAL CT, DUNNELLON, FL 34432-5820 |
| Document Number | 0066740667 |
| Book / Page | 6674 / 0667 |
| Map Reference | MB X PG50-52 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 2017105427 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | FIRST INTL TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11463 N WILLIAMS ST, 11463, DUNNELLON, FL 34432-8370 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13366 SW 93RD PL, DUNNELLON, FL 34432-3961 |
| Investor | Possibly a Property Investor |
| Document Number | 2017105429 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 2017105429 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Marion County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Municipality | Dunnellon City |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,106.00 (+17.56%) Homeowner's exemption | $213,720 (+19.65%) Land $51,527 Building $162,193 | $301,625 (+13.03%) Land $51,527 Building $250,098 |
| 2023 | $2,642.00 (+0.19%) Homeowner's exemption | $178,626 (+3%) Land $22,126 Building $156,500 | $266,845 (+13.17%) Land $22,126 Building $244,719 |
| 2022 | $2,637.00 Homeowner's exemption | $173,423 | $235,795 Land $23,761 Building $212,034 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNNELLON, CITY OF (2 WPS) serves 2,015 people · EPA ID FL6424073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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