1999 River Rd, Jacksonville, FL 32207 Property Records

Duval County property record for 1999 River Rd, Jacksonville, FL 32207

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,951 sqft · built 1940
Lot Size0.445 acres (19,382 sqft)
Owner2 Individual Names on Record
Last Sale$2,910,000 (Apr 2024)
Tax Bill$35,201 (2025)
Deeds & MortgagesMay 2022 Mortgage
Sep 2024 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN081176-0000

Property Details

APN / Parcel Number

Primary APN081176-0000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms1 Room
Stories2 Stories
Building Area3,951 sqft Living Area
Gross Area5,838 sqft
1st Floor Area2,040 sqft
Upper Floors Area1,911 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,382 sqft (0.445 acres)
Lot Dimensions145 ft deep x 151 ft wide
View / LotCanal
Garage TypeAttached
Garage Area940 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFinished Screened Porch
Porch Area356 sqft
Patio Area604 sqft
Boat AccessBoat Access
Boat House220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1999 RIVER RD
CityJACKSONVILLE
StateFL
Zip32207-3903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description13-51 46-2S-26E SAN MARCO R/P LOTS 1,2 BLK 4
Legal Range26E
Legal Township02S
Legal Section46
Legal SubdivisionSAN MARCO
Legal Block4
Legal Lot Number1,2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1029
Census Tract700

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1999 RIVER RD, JACKSONVILLE, FL 32207-3903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Sep 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Apr 22, 2024Warranty Deed, Transfer
CRAIG AND HOLLY KOBRIN
Mar 3, 2021Deed of Trust, Mortgage · SBA Mortgage
TRUIST BANK
Nov 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BANK
Jan 13, 2020Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2024 · Amount on Record
Deed SaleApr 22, 2024 · Amount on Record
Prior SaleSep 4, 2015 · Amount on Record
Deed Document Number202485133
Deed Book / Page21026 / 1897
Prior Transfer DateJun 5, 1998
Prior Transfer Doc0089850947
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1999 RIVER RD, JACKSONVILLE, FL 32207-3903
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1999 RIVER RORD, JACKSONVILLE, FL 32207-3903

Mortgage

Document Number0202831748
DateMay 16, 2022
Book Page20283/1748
Instrument2022132436
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1999 RIVER RD, JACKSONVILLE, FL 32207-3903
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1999 RIVER RD, JACKSONVILLE, FL 32207-3903

Mortgage

Document Number0212111505
DateSep 30, 2024
Book Page21211/1505
Instrument2024213110
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.52%
Type Change DateOct 1, 2034
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.5%
IndexSOFR Average 30-Day
Margin3
Max Rate10.5%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 22, 2024
Property Address1999 RIVER RD, JACKSONVILLE, FL 32207-3903
Document Number0210261897
Book / Page21026 / 1897
Map ReferenceMB 13 PG 51
Instrument DateApr 18, 2024
Instrument2024085133
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyGILCHRIST TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20,370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1999 RIVER RD, JACKSONVILLE, FL 32207-3903

Transferred To (Grantee/Buyer)

NameVerified Name
Address2507 RIVER RD, JACKSONVILLE, FL 32207-4018

Mortgage

Document Number0210261899
DateApr 22, 2024
Book Page21026/1899
Instrument2024085134
Lender
NameCRAIG AND HOLLY KOBRIN
TypePrivate Party
Address2507 RIVER RD, JACKSONVILLE, FL 32207
Agreement
AmountAmount Recorded
Term13 Months
DueApr 30, 2025

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1999 RIVER RD, JACKSONVILLE, FL 32207-3903
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1999 RIVER RD, JACKSONVILLE, FL 32207-3903

Mortgage

Document Number0196131672
DateMar 3, 2021
Book Page19613/1672
Instrument2021056215
Lender
NameTRUIST BANK
TypeBank
AddressATLANTA, GA 30303
Agreement
TypeSBA Mortgage
AmountAmount Recorded

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1999 RIVER RD, JACKSONVILLE, FL 32207-3903
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0189920294
DateNov 5, 2019
Book Page18992/0294
Instrument2019254562
Lender
NameSYNOVUS BANK
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1999 RIVER RD, JACKSONVILLE, FL 32207-3903
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1999 RIVER RD, JACKSONVILLE, FL 32207-3903

Mortgage

Document Number0190672017
DateJan 13, 2020
Book Page19067/2017
Instrument2020009179
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,988,473 (+0.22%)$2,375,905 (-4.35%) Land $1,122,130 Building $1,253,775
2025$35,201.00 (+29.5%) Homeowner's exemption$1,984,070 (+32.64%)$2,484,070 (+40.68%) Land $1,078,140 Building $1,405,930
2024$27,182.00 (+2.52%)
2023$26,515.00 (+8.62%) Homeowner's exemption$1,495,793 (+3%)$1,765,697 (+8.88%) Land $613,272 Building $1,152,425
2022$24,411.00 Homeowner's exemption$1,452,227$1,621,658 Land $613,272 Building $1,008,386

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies105 units insured
incl. 4 condo units
Nearby Flood Claims71 (1979–2024)
Claims Outside the SFHA48 of 71
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 39 claims
  • Tropical Storm Fay, Aug 2008 · 6 claims
  • Tropical Storm Josephine, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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