1999 Co Rd 178, Bangs, TX 76823 Property Records

Brown County property record for 1999 Co Rd 178, Bangs, TX 76823

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,519 sqft · built 2019
Lot Size	7.06 acres (307,534 sqft)
Owner	2 Individual Names on File
Last Sale	$220,500 (Feb 2024)
Tax Bill	$2,515 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A0732-0001-11`

Property Details

APN / Parcel Number

Primary APN	`A0732-0001-11`
Alternative APN	`20045186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,519 sqft Living Area
Gross Area	2,565 sqft
1st Floor Area	1,519 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	307,534 sqft (7.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	A0732-0001-11
Street Address	1999 COUNTY ROAD 178
City	BANGS
State	TX
Zip	76823-4075
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	JAMES OTTER, SURVEY 120, ABSTRACT 732, R A DEAVER, ABSTRACT 1260, JULIAN HERNANDEZ, SURVEY 350, ABSTRACT 406, ACRES 7.06, MH
Legal Subdivision	R A DEAVER SURVEY ABSTRACT NO 1260
Legal Tract	1260
Jurisdiction	BROWN TX
Township / Civil Division	BANGS
Census Block Group	3
Census Block	3034
Census Tract	950500

Owner

1999 Co Rd 178, a rural home, is owned and occupied by two individuals who bought it in February 2024.

Source: Brown County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1999 COUNTY ROAD 178, BANGS, TX 76823-4075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 30, 2019	Deed of Trust, Mortgage TWENTYFIRST MTG
Dec 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2024 · Amount on File
Deed Sale	Feb 8, 2024 · Amount on File
Prior Sale	Dec 17, 2018
Deed Document Number	2024583
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN TX
Property Address	1999 COUNTY ROAD 178, BANGS, TX 76823-4075
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	BROWN COUNTY ABSTRACT COMPANY INC, BROWN COUNTY ABSTRACT CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 WESTRIDGE DR, BROWNWOOD, TX 76801-8330

Mortgage

Document Number	0002400584
Date	Feb 8, 2024
Instrument	2400584

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	3701 ARCO CORPORATE DR STE 200, CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN TX
Property Address	1999 COUNTY ROAD 178, BANGS, TX 76823-4075
Document Number	0000006729
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	TOWN SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1999 COUNTY ROAD 178 BANGS TX 76823, BANGS, TX 76823

Mortgage

Document Number	0000006729
Date	Nov 4, 2019
Instrument	6729

Lender

Name	TWENTYFIRST MTG
Type	Mortgage Company
Address	KNOXVILLE, TN 37902

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 3, 2039

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN TX
Recording Date	Dec 17, 2018
Property Address	1999 COUNTY ROAD 178, BANGS, TX 76823-4075
Document Number	0000008178
Instrument Date	Dec 14, 2018
Instrument	8178
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 8 CROWLEY RD #9-410 CROWLEY TX 76036, 9-410, CROWLEY, TX 76036

Tax Assessment & Valuation

The 2026 property tax bill for 1999 Co Rd 178 was $2,515 with a homeowner's exemption.

Source: Brown County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brown County
Unified School District	Bangs Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,515.00 Homeowner's exemption	$199,240 (+3.3%) Land $95,080 Building $104,160	$199,240 (+3.3%) Land $95,080 Building $104,160
2025		$192,880 Land $91,550 Building $101,330	$192,880 Land $91,550 Building $101,330
2023		$75,830 Land $69,540 Building $6,290	$75,830 Land $69,540 Building $6,290
2022	$979.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1999 Co Rd 178 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2015)
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1999 Co Rd 178 is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 75% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKESMITH SPECIAL UTILITY DISTRICT serves 13,026 people · EPA ID TX0250004
Water Source	Purchased surface water from BROWN COUNTY WID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	25 / 3
Coleman County Telephone Cooperative Fixed Wireless	10 / 1

May also be available: Verizon.

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