19988 Saddlebrook Dr, Lindale, TX 75771 Property Records

Smith County property record for 19988 Saddlebrook Dr, Lindale, TX 75771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,000 sqft · built 2021
Lot Size	0.879 acres (38,289 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Sep 2024)
Tax Bill	$6,028 (2026)
Deeds & Mortgages	Aug 2023 Sale Mar 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R138237`

Property Details

APN / Parcel Number

Primary APN	`R138237`
Alternative APN	`1-69470-0000-00-005000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Heated Area
1st Floor Area	2,000 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	38,289 sqft (0.879 acres)
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R138237
Street Address	19988 SADDLEBROOK DR
City	LINDALE
State	TX
Zip	75771-6382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBROOK RANCH LOT 5
Legal Subdivision	SADDLEBROOK RANCH
Legal Lot Number	5
Jurisdiction	SMITH TX
Township / Civil Division	LINDALE
Census Block Group	4
Census Block	4016
Census Tract	1404

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19988 SADDLEBROOK DR, LINDALE, TX 75771-6382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Subdivision Related Transfer
Mar 31, 2023	Warranty Deed, Transfer
Mar 14, 2023	Intrafamily Transfer, Transfer USAA FSB
Jul 28, 2021	Vendor's Lien, Transfer · VA Mortgage USAA FSB
Aug 6, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Prior Sale	Mar 31, 2023
Deed Document Number	202426991
Prior Transfer Date	Mar 9, 2023
Prior Transfer Doc	0000007010
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Aug 9, 2023
Property Address	19988 SADDLEBROOK DR, LINDALE, TX 75771-6382
Document Number	0001023987
Instrument Date	Aug 8, 2023
Instrument	202301023987
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19988 SADDLEBROOK DR, LINDALE, TX 75771-6382

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Mar 31, 2023
Property Address	19988 SADDLEBROOK DR, LINDALE, TX 75771-6382
Document Number	0001008923
Map Reference	CAB D SL 284-C
Instrument Date	Mar 27, 2023
Instrument	202301008923
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19988 SADDLEBROOK DR, LINDALE, TX 75771-6382

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMITH TX
Recording Date	Mar 14, 2023
Property Address	19988 SADDLEBROOK DR, LINDALE, TX 75771-6382
Document Number	0001007010
Map Reference	CAB D SL 284-C
Instrument Date	Mar 9, 2023
Instrument	202301007010
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15307 FM 16 W # WA201, WA201, LINDALE, TX 75771-6611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19988 SADDLEBROOK DR, LINDALE, TX 75771-6382

Mortgage

Date	Mar 14, 2023

Lender

Name	USAA FSB
Type	Bank

Agreement

Amount	Amount Recorded

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Jul 28, 2021
Property Address	19988 SADDLEBROOK DR, LINDALE, TX 75771-6382
Document Number	0001030877
Map Reference	CAB D SL 284-C
Instrument Date	Jul 23, 2021
Instrument	202101030877
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19988 SADDLEBROOK DR, LINDALE, TX 75771-6382

Mortgage

Document Number	0001030878
Date	Jul 28, 2021
Instrument	202101030878

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Aug 6, 2020
Property Address	19988 SADDLEBROOK DR, LINDALE, TX 75771-6382
Document Number	0000027808
Instrument Date	Jul 31, 2020
Instrument	27808
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2130 COUNTY ROAD 419 TYLER TX 75704, TYLER, TX 75704

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Lindale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,028.00 (+8.87%)	$471,786 (+7.16%) Land $66,788 Building $404,998	$471,786 (+7.16%) Land $66,788 Building $404,998
2025	$5,537.00 (-24.67%)	$440,246 (+9.76%) Land $60,212 Building $380,034	$440,246 (+9.76%) Land $60,212 Building $380,034
2024	$7,350.00 (+17.41%)
2023	$6,260.00 (-8.75%)	$401,115 (+3.26%) Land $20,943 Building $380,172	$401,115 (+3.26%) Land $20,943 Building $380,172
2022	$6,860.00	$388,444 Land $20,943 Building $367,501	$388,444 Land $20,943 Building $367,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINDALE RURAL WSC serves 14,781 people · EPA ID TX2120017
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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