19985 Observation Dr, Topanga, CA 90290 Property Records

Los Angeles County property record for 19985 Observation Dr, Topanga, CA 90290

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,466 sqft · built 1932
Lot Size	0.206 acres (8,970 sqft)
Owner	2 Individual Names on File
Last Sale	$1,472,000 (Oct 2016)
Tax Bill	$15,029 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4447-025-003`

Property Details

APN / Parcel Number

Primary APN	`4447-025-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,466 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Gravel
Lot Area	8,970 sqft (0.206 acres)
Lot Dimensions	207 ft deep x 43 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	19985 OBSERVATION DR
City	TOPANGA
State	CA
Zip	90290-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LCR110000*
Legal Description	TR=8859 1/2 VAC TRAIL ADJ ON N AND LOT 3 BLK 14
Legal Subdivision	8859
Legal Tract	8859
Legal Block	14
Legal Lot Number	3
Jurisdiction	LOS ANGELES CA
Township / Civil Division	AGOURA HILLS-MALIBU
Census Block Group	1
Census Block	1091
Census Tract	800104

Owner

19985 Observation Dr is owned and occupied by two individuals who bought it in October 2016.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19985 OBSERVATION DR, TOPANGA, CA 90290-3330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jul 10, 2019	Deed of Trust, Mortgage CLEAREDGELENDING
Feb 23, 2017	Grant Deed, Mortgage ALEX HSU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2016 · Amount on File
Deed Sale	Oct 21, 2016 · Amount on File
Prior Sale	Jul 25, 2014 · Amount on File
Deed Document Number	20161297820
Prior Transfer Date	Feb 26, 2016
Prior Transfer Doc	0000247878
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	19985 OBSERVATION DR, TOPANGA, CA 90290-3330
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19985 OBSERVATION DR, TOPANGA, CA 90290-3330

Mortgage

Document Number	0000007296
Date	Jan 4, 2022
Instrument	22-0007296

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	19985 OBSERVATION DR, TOPANGA, CA 90290-3330
Document Number	0000909829
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19985 OBSERVATION DR TOPANGA CA 902903330, TOPANGA, CA 90290-3330

Mortgage

Document Number	0000909829
Date	Sep 5, 2019
Instrument	909829

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	19985 OBSERVATION DR, TOPANGA, CA 90290-3330
Document Number	0000692464
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19985 OBSERVATION DR TOPANGA CA 902903330, TOPANGA, CA 90290-3330

Mortgage

Document Number	0000692464
Date	Jul 17, 2019
Instrument	692464

Lender

Name	CLEAREDGELENDING
Address	750 WASHINGTON BLVD # 1050, STAMFORD, CT 06901-3722

Agreement

Amount	Amount on Record
Term	480 Months
Due	Jul 16, 2059

February 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Feb 23, 2017
Property Address	19985 OBSERVATION DR, TOPANGA, CA 90290-3330
Instrument Date	Oct 21, 2016
Instrument	216697
Transaction Type	Mortgage
Record Updated	Mar 8, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19985 OBSERVATION DR TOPANGA CA 902903330, TOPANGA, CA 90290-3330

Mortgage

Document Number	0000216697
Date	Feb 23, 2017
Instrument	216697

Lender

Name	ALEX HSU
Address	600 MONTGOMERY ST # 14TH, SAN FRANCISCO, CA 94111-2702

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 19985 Observation Dr was $15,029 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Unified School District	Los Angeles Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,260,738 (+2%) Land $1,195,633 Building $65,105
2025	$15,029.00 Homeowner's exemption	$1,236,019 Land $1,172,190 Building $63,829
2023	$14,403.00 (+5.69%) Homeowner's exemption	$1,188,024 Land $1,126,673 Building $61,351
2022	$13,628.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19985 Observation Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	3 (2018–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19985 Observation Dr is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES CWWD 29 & 80-MALIBU serves 31,316 people · EPA ID CA1910204
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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