19981 W Emory Ct, Grosse Pointe Woods, MI 48236 Property Records

Wayne County property record for 19981 W Emory Ct, Grosse Pointe Woods, MI 48236

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jul 2012)
Tax Bill	$6,909 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012 08 0129 000`

Property Details

APN / Parcel Number

Primary APN	`012 08 0129 000`
Alternative APN	`40 012 08 0129 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,504 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1968
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 62 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	137 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	19981 W EMORY CT
City	GROSSE POINTE WOODS
State	MI
Zip	48236-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1D
Legal Description	WDZA129 LOT 129 TORREY WOODS NO 3 PC 393 621 L70 P25 WCR K 64.28
Legal Subdivision	TORREY WOODS NO 3
Legal Lot Number	129
Jurisdiction	WAYNE MI
Township / Civil Division	GROSSE POINTE WOODS
Census Block Group	3
Census Block	3027
Census Tract	551100

Owner

19981 W Emory Ct is owned and occupied by two individuals who acquired it in June 2014.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19981 W EMORY CT, GROSSE POINTE WOODS, MI 48236-2335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Aug 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2012 · Amount on File
Deed Sale	Jul 10, 2012 · Amount on File
Prior Sale	Feb 24, 2012 · Amount on File
Deed Document Number	2012307231
Deed Book / Page	49997 / 331
Last Transfer Date	Jun 3, 2014
Transfer Doc	0515930204
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	19981 W EMORY CT, GROSSE POINTE WOODS, MI 48236-2335
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19981 W EMORY CT, GROSSE POINTE WOODS, MI 48236-2335

Mortgage

Document Number	0571321056
Date	Oct 18, 2021
Book Page	57132/1056
Instrument	2021380924

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	19981 W EMORY CT, GROSSE POINTE WOODS, MI 48236-2335
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0538620910
Date	Aug 1, 2017
Book Page	53862/0910
Instrument	2017266188

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	19981 W EMORY CT, GROSSE POINTE WOODS, MI 48236-2335
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0538890063
Date	Aug 10, 2017
Book Page	53889/0063
Instrument	2017277431

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	19981 W EMORY CT, GROSSE POINTE WOODS, MI 48236-2335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0554980308
Date	Jan 3, 2020
Book Page	55498/0308
Instrument	2020002140

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	19981 W EMORY CT, GROSSE POINTE WOODS, MI 48236-2335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19981 W EMORY CT, GROSSE POINTE WOODS, MI 48236-2335

Mortgage

Document Number	0561470020
Date	Oct 26, 2020
Book Page	56147/20
Instrument	2020305284

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19981 W Emory Ct was $6,909 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Grosse Pointe Woods City
Unified School District	Grosse Pointe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,500 (+12.37%)	$467,000 (+12.37%)
2025	$6,909.00 Homeowner's exemption	$207,800	$415,600
2023		$190,000 (+4.17%)	$380,000 (+4.17%)
2022		$182,400	$364,800
2019	$5,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19981 W Emory Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19981 W Emory Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROSSE POINTE WOODS serves 16,135 people · EPA ID MI0002920
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2024
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile.

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