19981 S 410 Rd, Hulbert, OK 74441 Property Records

Cherokee County property record for 19981 S 410 Rd, Hulbert, OK 74441

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,308 sqft · built 1903
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (May 2024)
Tax Bill	$625 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0000-03-16N-20E-0-011-00`

Property Details

APN / Parcel Number

Primary APN	`0000-03-16N-20E-0-011-00`
Alternative APN	`4847`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,120 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Patio Area	288 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	4847
Street Address	19981 S 410 RD
City	HULBERT
State	OK
Zip	74441-2860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T16N R20E S03 SE 1 SQ AC OF SE SE SE
Legal Range	20E
Legal Township	16N
Legal Section	03
Jurisdiction	CHEROKEE OK
Township / Civil Division	HULBERT
Census Block Group	2
Census Block	2006
Census Tract	977701

Owner

19981 S 410 Rd is owned and occupied by an individual who bought it in May 2024.

Source: Cherokee County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	19981 S 410 RD, HULBERT, OK 74441-2860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Oct 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Dec 23, 1994 · Amount on File
Deed Document Number	20243469
Deed Book / Page	1413 / 358
Prior Transfer Date	Oct 31, 2017
Prior Transfer Doc	0000008870
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Recording Date	Aug 31, 2026
Property Address	19981 S 410 RD, HULBERT, OK 74441-2860
Document Number	0000006387
Book / Page	1492 / 106
Instrument Date	Aug 21, 2026
Instrument	20266387
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19981 S 410 RD, HULBERT, OK 74441-2860

Mortgage

Document Number	0000006387,
Date	Aug 31, 2026
Book Page	1492/106
Instrument	20266387

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE OK
Recording Date	Oct 31, 2017
Property Address	19981 S 410 RD, HULBERT, OK 74441-2860
Document Number	01192/0032
Book / Page	1192 / 0032
Instrument Date	Oct 31, 2017
Instrument	2017-008870
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19981 S 410 RD, HULBERT, OK 74441-2860

Tax Assessment & Valuation

The 2025 property tax bill for 19981 S 410 Rd was $625 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Elementary School District	Norwood Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,969 (+1.92%) Land $1,375 Building $7,594	$81,534 (+1.92%) Land $12,500 Building $69,034
2025	$625.00	$8,800 (+36.67%) Land $1,154 Building $7,646	$80,000 (-11.28%) Land $10,490 Building $69,510
2024	$625.00 Homeowner's exemption	$6,439 (+2.99%) Land $396 Building $6,043	$90,168 (+11.46%) Land $5,000 Building $85,168
2023	Homeowner's exemption	$6,252 Land $388 Building $5,864	$80,900 Land $5,000 Building $75,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19981 S 410 Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19981 S 410 Rd is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 76% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE CO. RWD #11 serves 3,395 people · EPA ID OK1221637
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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