1998 Summerfield Cir, Conover, NC 28613 Property Records

Catawba County property record for 1998 Summerfield Cir, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 1998
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Sep 2020)
Tax Bill	$866 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3743-12-95-3037`

Property Details

APN / Parcel Number

Primary APN	`3743-12-95-3037`
Alternative APN	`0402063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	2,556 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	149 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Patio Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1998 SUMMERFIELD CIR
City	CONOVER
State	NC
Zip	28613-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 35 PLAT 45-104
Legal Subdivision	SUMMERFIELD PH 3
Legal Lot Number	35
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	3
Census Block	3009
Census Tract	10201

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1998 SUMMERFIELD CIR, CONOVER, NC 28613-8136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 12, 2018	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Jun 12, 2018 · Amount on File
Deed Document Number	202018493
Deed Book / Page	3598 / 1527
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1998 SUMMERFIELD CIR, CONOVER, NC 28613-8136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035370605
Date	Nov 6, 2019
Book Page	03537/0605
Instrument	19820

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Sep 14, 2020
Property Address	1998 SUMMERFIELD CIR, CONOVER, NC 28613-8136
Document Number	0035981527
Book / Page	3598 / 1527
Map Reference	MB 45 PG 104
Instrument Date	Sep 1, 2020
Instrument	18493
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 BETHANY CHURCH RD, 3500, CLAREMONT, NC 28610-9519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1998 SUMMERFIELD CIR, CONOVER, NC 28613-8136

Mortgage

Document Number	18494
Date	Sep 14, 2020
Instrument	18494

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jun 12, 2018
Property Address	1998 SUMMERFIELD CIR, CONOVER, NC 28613-8136
Document Number	0034570845
Book / Page	03457 / 0845
Map Reference	MB45 PG104
Instrument Date	Jun 12, 2018
Instrument	09744
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4120 HIAKWAY CT NE, 4120, HICKORY, NC 28601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1998 SUMMERFIELD CIR, CONOVER, NC 28613-8136

Mortgage

Document Number	9745
Date	Jun 12, 2018
Instrument	09745

Lender

Name	ATLANTIC BAY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,200 (-) Land $18,100 Building $199,100
2025	$866.00 (-13.23%)	$217,200 (+49.18%) Land $18,100 Building $199,100
2024	$998.00
2023	$998.00	$145,600 Land $16,900 Building $128,700	$217,200 Land $18,100 Building $199,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONOVER serves 15,347 people · EPA ID NC0118020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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