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1998 Setter Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1998 Setter Ave, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1993
Square Footage2,398 sqft Living Area
Lot Size50,006 sqft (1.14 acres)
GarageAttached, 525 sqft
Last Sale$790,000 (2022)
Tax Bill$6,275.00 (2024)

Property Details

APN / Parcel Number

Primary APN17-25-31-4260-0199-0010
Alternative APNs
  • 253117426001990010
  • 91132

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,398 sqft Living Area
Gross Area3,503 sqft Gross Area
1st Floor1,846 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1993
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area50,006 sqft (1.14 acres)
Depth X Width303 ft x 165 ft Depth x Width
Parking Spaces11 Parking Spaces
Garage TypeAttached Garage
Garage Area525 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area312 sqft Pool
Shed1 Shed
Shed Area144 sqft Shed
Deck Area584 sqft Deck
Porch Area712 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address1998 SETTER AVE
CitySAINT CLOUD
StateFL
Zip34771-7997
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 199 LOTS 1 THRU 5, E 1/2 OF VACATED 13TH ST ABUTTING LOT 5 & N1/2 OF VACATED ALLEY ABUTTING LOTS 1 THRU 5 & S 1/2 OF VAC HICKS ST ABUTTING LOTS 1-5 RES #96-64
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNARCOOSSEE NEW MAP OF
Legal Tract4260
Legal Block199
Legal Lot Number1
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1029
Census Tract43700

Owner

Source: Osceola County records · APN 17-25-31-4260-0199-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13410 118TH ST E, PUYALLUP, WA 98374-4501
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Jul 21, 2020Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2022 · Amount on Record
Deed SaleMar 24, 2022 · Amount on Record
Prior SaleJul 22, 2021 · Amount on Record
Deed Doc Number202246855
Deed Book / Page6178 / 2051
Prior Transfer DateOct 11, 2013
Prior Transfer Doc0045160103
Record RefreshedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 24, 2022
Property Address1998 SETTER AVE, SAINT CLOUD, FL 34771-7997
Document Number0061782051
Book / Page6178 / 2051
Map ReferenceMB 1 PG 71&72
Instrument DateMar 15, 2022
Instrument2022046855
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,530.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9689 BRYANSTON DR, ORLANDO, FL 32827-7065

Transferred To (Grantee/Buyer)

NameVerified Name
Address13410 118TH ST E, PUYALLUP, WA 98374-4501

Mortgage

Document Number0061782053
DateMar 24, 2022
Instrument6178/2053
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1998 SETTER AVE, SAINT CLOUD, FL 34771-7997
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057582977
DateJul 21, 2020
Book Page5758/2977
Instrument2020095150
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 16, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,954.00 (+10.82%)$455,100 (+23%) Land $73,400 Building $381,700$455,100 (+23%) Land $73,400 Building $381,700
2024$6,275.00 (+8.41%)
2023$5,788.00 (+16.41%)$370,000 (+13.12%) Land $67,800 Building $302,200$370,000 (+13.12%) Land $67,800 Building $302,200
2022$4,972.00$327,100 Land $67,800 Building $259,300$327,100 Land $67,800 Building $259,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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