1998 S Bernard Dr, Bloomington, IN 47403 Property Records

Monroe County property record for 1998 S Bernard Dr, Bloomington, IN 47403

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,507 sqft · built 2024
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$274,900 (Sep 2024)
Tax Bill$2,330 (2025)
Deeds & MortgagesSep 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APN015-10185-07

Property Details

APN / Parcel Number

Primary APN015-10185-07
Alternative APN
  • 53-08-08-100-115.007-009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,507 sqft Living Area
1st Floor Area1,507 sqft
AtticAttic
Attic Area305 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeWood
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number015-10185-07
Street Address1998 S BERNARD DR
CityBLOOMINGTON
StateIN
Zip47403-3029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description015-10185-07 OSAGE PLACE LOT 7
Legal Lot Number7
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group3
Census Block3004
Census Tract402

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1998 S BERNARD DR, BLOOMINGTON, IN 47403-3029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2024 · Amount on Record
Deed SaleSep 13, 2024 · Amount on Record
Deed Document Number202452110
Record UpdatedSep 20, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateSep 13, 2024
Property Address1998 S BERNARD DR, BLOOMINGTON, IN 47403-3029
Document Number2024009820
Map ReferenceDOC 2022007569
Instrument DateSep 12, 2024
Instrument2024009820
Transaction TypeTransfer
Record UpdatedFeb 20, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1998 S BERNARD DR, BLOOMINGTON, IN 47403-3029

Mortgage

Document Number2024009821
DateSep 13, 2024
Instrument2024009821
Lender
NameHABITAT FOR HUMANITY OF MONROE COUN
TypeNon-Lending Institution
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

Mortgage

Document Number2024009822
DateSep 13, 2024
Instrument2024009822
Lender
NameHABITAT FOR HUMANITY OF MONROE COUNTY
TypeNon-Lending Institution
Address213 E KIRKWOOD AVE, BLOOMINGTON, IN 47408
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,330.00$257,700 Land $55,000 Building $202,700$257,700 Land $55,000 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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