1998 Oak Tree Ln, Cahokia (East Saint Louis), IL 62206 Property Records

St. Clair County property record for 1998 Oak Tree Ln, Cahokia, IL 62206

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,377 sqft · built 1980
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Sep 2012)
Tax Bill	$2,956 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Mortgage
APN	`06-01-0-407-018`

Property Details

APN / Parcel Number

Primary APN	`06-01-0-407-018`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,377 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1998 OAK TREE LN
City	EAST SAINT LOUIS
State	IL
Zip	62206-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLE TREE ESTATES 3RD ADDITION LOT/SEC-45 A02329844
Legal Subdivision	MAPLE TREE ADDITION
Legal Block	407
Legal Lot Number	45
Jurisdiction	ST CLAIR IL
Township / Civil Division	CENTREVILLE
Census Block Group	1
Census Block	1033
Census Tract	502603

Owner

1998 Oak Tree Ln is owned and occupied by an individual who bought it in September 2012.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1998 OAK TREE LN, EAST SAINT LOUIS, IL 62206-1407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 19, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2012 · Amount on File
Deed Sale	Sep 5, 2012 · Amount on File
Prior Sale	Jun 18, 2009 · Amount on File
Deed Document Number	20122329844
Prior Transfer Date	Jan 22, 2009
Prior Transfer Doc	0002145236
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1998 OAK TREE LN, CAHOKIA, IL 62206-1407
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02736778
Date	Feb 16, 2022
Instrument	A02736778

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1998 OAK TREE LN, CAHOKIA, IL 62206-1407
Document Number	00A2667587
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1998 OAK TREE LN EAST ST LOUIS IL 622061407, EAST ST LOUIS, IL 62206-1407

Mortgage

Document Number	00A2667587
Date	Sep 18, 2020
Instrument	2667587

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	264 Months
Due	Sep 17, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1998 Oak Tree Ln was $2,956.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cahokia Heights City
County	St. Clair County
County Subdivision	Centreville Township
Unified School District	Cahokia Community Unit School District 187 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,956.00	$16,255 Land $1,466 Building $14,789	$48,765 Land $4,398 Building $44,367
2022		$11,351 Land $1,114 Building $10,237	$34,053 Land $3,342 Building $30,711

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1998 Oak Tree Ln; there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	18 (1979–2015)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1998 Oak Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAHOKIA HEIGHTS serves 12,528 people · EPA ID IL1635000
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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