1998 Muirfield Cir, Elgin, IL 60123 Property Records

Kane County property record for 1998 Muirfield Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,446 sqft · built 1992
Lot Size	0.102 acres (4,427 sqft)
Owner	Individual Name on Record
Tax Bill	$4,799 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-204-043`

Property Details

APN / Parcel Number

Primary APN	`06-28-204-043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,446 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	4,427 sqft (0.102 acres)
Lot Width	38 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1998 MUIRFIELD CIR
City	ELGIN
State	IL
Zip	60123-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 8 LOT 667
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	667
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1998 MUIRFIELD CIR, ELGIN, IL 60123-5621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1998 MUIRFIELD CIR, ELGIN, IL 60123-5621
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1998 MUIRFIELD CIR, ELGIN, IL 60123-5621

Mortgage

Document Number	0000095167
Date	Dec 23, 2021
Instrument	2021K095167

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	793 Months
Due	Jan 11, 2088

Interest

Rate Type	Adjustable Rate
Rate	3.18%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	8.18%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,799.00 (+13.26%) Homeowner's exemption Senior Citizen's exemption	$78,911 (+8.57%) Land $18,505 Building $60,406	$236,828 (+8.57%) Land $55,537 Building $181,291
2024		$72,682 (+21.39%) Land $17,044 Building $55,638	$218,133 (+21.44%) Land $51,152 Building $166,981
2022	$4,237.00 (+5.61%) Homeowner's exemption	$59,873 (+6.96%) Land $14,040 Building $45,833	$179,619 (+6.96%) Land $42,120 Building $137,499
2021	$4,012.00 Homeowner's exemption	$55,977 Land $13,126 Building $42,851	$167,931 Land $39,378 Building $128,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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