1998 Johnson Rd, Oswego, IL 60543 Property Records

Kendall County property record for 1998 Johnson Rd, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,353 sqft · built 2000
Lot Size4 acres (174,249 sqft)
Owner2 Individual Names on Record
Tax Bill$19,291 (2024)
Deeds & MortgagesDec 2017 Line of Credit
Jan 2017 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN06-11-100-004

Property Details

APN / Parcel Number

Primary APN06-11-100-004
Alternative APN
  • 0611100001

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,353 sqft Living Area
Gross Area7,178 sqft
1st Floor Area4,353 sqft
Basement Area2,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area174,249 sqft
Garage TypeAttached
Garage Area825 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1998 JOHNSON RD
CityOSWEGO
StateIL
Zip60543-9137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC. 11-36-8, W 400 N 435.60 NW 1/4
Legal Range08E
Legal Township36N
Legal Section11
JurisdictionKENDALL IL
Township / Civil DivisionNA-AU-SAY
Census Block Group2
Census Block2049
Census Tract890702

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1998 JOHNSON RD, OSWEGO, IL 60543-9137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2017Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF OTTAWA
Jan 3, 2017Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK OF OTTAWA
May 23, 2018Deed of Trust, Mortgage · Commercial Mortgage
THE FIRST NATIONAL BANK OF OTTAWA
Jan 14, 2019Deed of Trust, Mortgage · Commercial Mortgage
THE FIRST NATIONAL BANK OF HEBBRONVILLE
Apr 8, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
OTTAWA SAVINGS BANK
Nov 7, 2018Deed of Trust, Mortgage · Line of Credit
FIRST NAT'L BK/OTTAWA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 5, 2013
Transfer Doc0000021609
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1998 JOHNSON RD, OSWEGO, IL 60543-9137
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020280
DateDec 27, 2017
Instrument201700020280
Lender
NameFIRST NATIONAL BANK OF OTTAWA
TypeNon-Lending Institution
AddressOTTAWA, IL 61350
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1998 JOHNSON RD, OSWEGO, IL 60543-9137
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000067
DateJan 3, 2017
Instrument201700000067
Lender
NameTHE FIRST NATIONAL BANK OF OTTAWA
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1998 JOHNSON RD, OSWEGO, IL 60543-9137
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007021
DateMay 23, 2018
Instrument201800007021
Lender
NameTHE FIRST NATIONAL BANK OF OTTAWA
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1998 JOHNSON RD, OSWEGO, IL 60543-9137
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000536
DateJan 14, 2019
Instrument201900000536
Lender
NameTHE FIRST NATIONAL BANK OF HEBBRONVILLE
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term238 Months
DueNov 7, 2038

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1998 JOHNSON RD, OSWEGO, IL 60543-9137
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005427
DateApr 8, 2020
Instrument202000005427
Lender
NameOTTAWA SAVINGS BANK
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueApr 3, 2040

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1998 JOHNSON RD, OSWEGO, IL 60543-9137
Document Number0000016113
Instrument DateNov 7, 2018
Transaction TypeMortgage
Record UpdatedFeb 4, 2019
Title CompanyWHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1998 JOHNSON RD OSWEGO IL 605439137, OSWEGO, IL 60543-9137

Mortgage

Document Number0000016113
DateNov 13, 2018
Instrument16113
Lender
NameFIRST NAT'L BK/OTTAWA
TypeBank
AddressOTTAWA, IL 61350-9983
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionNa-Au-Say Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$295,788 (+35.43%) Land $14,413 Building $281,375$887,364 (+35.43%) Land $43,239 Building $844,125
2024$19,291.00
2022$218,410 Land $12,323 Building $206,087$655,230 Land $36,969 Building $618,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Blast Communications
Fixed Wireless
75 / 10
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

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