19975 Thompson Ln, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 19975 Thompson Ln, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,152 sqft · built 1971
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$388,000 (Jan 2025)
Tax Bill$3,014 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN013-270-009-00

Property Details

APN / Parcel Number

Primary APN013-270-009-00

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,152 sqft Building Perimeter
1st Floor Area2,152 sqft
Basement Area1,704 sqft
Unfinished Basement1,704 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions123 ft deep x 91.7 ft wide
Garage Area483 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address19975 THOMPSON LN
CityTHREE RIVERS
StateMI
Zip49093-9088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 THOMPSON'S SUBDIVISION SEC 34 T5S R11W.
Legal Range11W
Legal Township05S
Legal Section34
Legal SubdivisionTHOMPSON'S SUBDIVISION
Legal Lot Number9
JurisdictionST JOSEPH MI
Township / Civil DivisionPARK
Census Block Group4
Census Block4015
Census Tract40900

Owner

19975 Thompson Ln is owned and occupied by an individual who bought it in January 2025.

Source: St. Joseph County records, as of July 24, 2026

Owner of RecordIndividual Name on File
Mailing Address19975 THOMPSON LN, THREE RIVERS, MI 49093-9088
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Line of Credit
ARBOR FINANCIAL CU
Apr 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
ARBOR FINANCIAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2025 · Amount on File
Deed SaleJan 31, 2025 · Amount on File
Deed Document Number2025730
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address19975 THOMPSON LN, THREE RIVERS, MI 49093-9088
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021005607
DateMay 25, 2021
Instrument2021005607
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 25, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address19975 THOMPSON LN, THREE RIVERS, MI 49093-9088
Transaction TypeMortgage
Record UpdatedMay 9, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1953/0353
DateApr 3, 2019
Book Page1953/0353
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 19975 Thompson Ln was $3,014 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionPark Township
Unified School DistrictMendon Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,000 Land $7,800 Building $179,200$374,000 Land $15,600 Building $358,400
2025$3,014.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19975 Thompson Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19975 Thompson Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Fiber
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thompson Ln

Nearby Streets

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