Deschutes County property record for 19975 Rock Bluff Cir, Bend, OR 97702 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,099 sqft · built 1997 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,647 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181207-AD-00103 |
| Primary APN | 181207-AD-00103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,099 sqft Living Area |
| Gross Area | 2,617 sqft |
| 1st Floor Area | 1,078 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 518 sqft |
| Deck Area | 116 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 195111 |
|---|---|
| Street Address | 19975 ROCK BLUFF CIR |
| City | BEND |
| State | OR |
| Zip | 97702-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELKHORN ESTATES PHASE 6 LOT 83 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 07 |
| Legal Subdivision | ELKHORN ESTATES PHASE 6 |
| Legal Lot Number | 83 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2103 |
Source: Deschutes County records · APN 181207-AD-00103
Assessment roll updated November 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19975 ROCK BLUFF CIR, BEND, OR 97702-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage OREGON DEPARTMENT ENVIROMENTAL |
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AGAVE HOME LOANS LLC |
| Sep 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 17, 2026 |
| Property Address | 19975 ROCK BLUFF CIR, BEND, OR 97702-2033 |
| Document Number | 0000021330 |
| Instrument Date | May 26, 2026 |
| Instrument | 202621330 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19975 ROCK BLUFF CIR, BEND, OR 97702-2033 |
| Document Number | 0000021331, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202621331 |
| Name | OREGON DEPARTMENT ENVIROMENTAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 19975 ROCK BLUFF CIR, BEND, OR 97702-2033 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 19975 ROCK BLUFF CIR, BEND, OR 97702-2033 |
| Document Number | 0000034580 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025-34580 |
| Name | AGAVE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 19975 ROCK BLUFF CIR, BEND, OR 97702-2033 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000033233 |
|---|---|
| Date | Sep 01, 2022 |
| Instrument | 2022-33233 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Sep 01, 2057 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 19975 ROCK BLUFF CIR, BEND, OR 97702-2033 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000026245 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021-26245 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 19975 ROCK BLUFF CIR, BEND, OR 97702-2033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000739 |
|---|---|
| Date | Jan 07, 2020 |
| Instrument | 2020-00739 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2049 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,647.00 (+3.94%) | $275,090 (+3%) | $780,720 (+2.5%) Land $229,270 Building $551,450 |
| 2024 | $4,471.00 (+7.86%) | $267,080 (+3%) | $761,650 (-) Land $210,200 Building $551,450 |
| 2023 | $4,145.00 | $259,310 | $761,650 Land $210,200 Building $551,450 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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