Bay County property record for 19975 Front Beach Rd, Panama City Beach, FL 32413
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 1.64 acres (71,613 sqft) |
| Owner | Company Name on File |
| Tax Bill | $83,624 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 36719-000-000 |
| Primary APN | 36719-000-000 |
|---|
| Stories | 2 Stories |
|---|
| Lot Area | 71,613 sqft (1.64 acres) |
|---|---|
| Lot Dimensions | 247 ft deep x 290 ft wide |
| Street Address | 19975 FRONT BEACH RD |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-4432 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | BC23 |
| Legal Description | LAGUNA BCH EST 4TH ADD (7.10) LOT 7 ALSO A PARCEL 60 X 90' ADJ LOT ON S SIDE ALSO PARCEL |
| Legal Range | 17W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | LAGUNA BEACH VILLAS |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2708 |
19975 Front Beach Rd, commercial vacant land, is owned by a company that acquired it in January 2016.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 300 E SMOKETREE TER, JOHNS CREEK, GA 30005-6735 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Feb 11, 2014 · Amount on File |
| Last Transfer Date | Jan 26, 2016 |
| Transfer Doc | 0037661643 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 19975 Front Beach Rd was $83,624.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,624.00 | $8,700,000 Land $8,700,000 | $8,700,000 Land $8,700,000 |
| 2023 | $74,741.00 (+34.73%) | $7,975,000 (+41.03%) Land $7,975,000 | $7,975,000 (+41.03%) Land $7,975,000 |
| 2022 | $55,475.00 | $5,655,000 Land $5,655,000 | $5,655,000 Land $5,655,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19975 Front Beach Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 80 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 112 units insured incl. 32 condo units |
| Nearby Flood Claims | 3 (2018–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19975 Front Beach Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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