19975 Emerald Chase Ln, Goshen, IN 46528 Property Records

Elkhart County property record for 19975 Emerald Chase Ln, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,992 sqft · built 2016
Lot Size	0.848 acres (36,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,633 (Jul 2025)
Tax Bill	$4,074 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-07-16-151-021.000-019`

Property Details

APN / Parcel Number

Primary APN	`20-07-16-151-021.000-019`
Alternative APN	`0716151021019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
Gross Area	4,312 sqft
1st Floor Area	1,992 sqft
Basement Area	1,512 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	36,939 sqft (0.848 acres)
Lot Dimensions	313 ft deep x 118 ft wide
View / Lot	Restrictions
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	19975 EMERALD CHASE LN
City	GOSHEN
State	IN
Zip	46528-6352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	EMERALD CHASE SECTION FOUR LOT 59
Legal Subdivision	EMERALD CHASE
Legal Block	151
Legal Lot Number	59
Jurisdiction	ELKHART IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2032
Census Tract	601

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19975 EMERALD CHASE LN, GOSHEN, IN 46528-6352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Mar 13, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	202511828
Prior Transfer Date	May 23, 2025
Prior Transfer Doc	0000001828
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jan 4, 2021
Property Address	19975 EMERALD CHASE LN, GOSHEN, IN 46528-6352
Document Number	0000000055
Map Reference	MB 30 PG 82
Instrument Date	Dec 4, 2020
Instrument	2021-00055
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19975 EMERALD CHASE LN, 19975, GOSHEN, IN 46528-6352

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19975 EMERALD CHASE LN, GOSHEN, IN 46528-6352

Mortgage

Document Number	0000000056
Date	Jan 4, 2021
Instrument	2021-00056

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 13, 2017
Property Address	19975 EMERALD CHASE LN, GOSHEN, IN 46528-6352
Document Number	0000004986
Map Reference	MB30 PG82
Instrument Date	Mar 13, 2017
Instrument	2017-04986
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	HAMILTON TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19975 EMERALD CHASE LN, GOSHEN, IN 46528-6352

Mortgage

Document Number	0000004987
Date	Mar 13, 2017
Instrument	2017-04987

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Jefferson Township
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$437,900 (+3.89%) Land $42,500 Building $395,400	$437,900 (+3.89%) Land $42,500 Building $395,400
2024	$4,074.00 (+14.21%)	$421,500 (+8.49%) Land $42,500 Building $379,000	$421,500 (+8.49%) Land $42,500 Building $379,000
2023		$388,500 (+8.92%) Land $42,500 Building $346,000	$388,500 (+8.92%) Land $42,500 Building $346,000
2022	$3,567.00	$356,700 Land $42,500 Building $314,200	$356,700 Land $42,500 Building $314,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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