Clayton County property record for 19975 115th St, Monona, IA 52159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1980 |
| Lot Size | 2.33 acres (101,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $49,000 (Oct 2012) |
| Tax Bill | $1,622 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-02-10-279-001 |
| Primary APN | 22-02-10-279-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Basement Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 101,494 sqft (2.33 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 340 sqft |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 19975 115TH ST |
|---|---|
| City | MONONA |
| State | IA |
| Zip | 52159-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 SE NE 10 95 5 |
| Legal Range | 5W |
| Legal Township | 95N |
| Legal Section | 10 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | MONONA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 70200 |
19975 115th St is owned and occupied by two individuals who bought it in October 2012.
Source: Clayton County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19975 115TH ST, MONONA, IA 52159-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2012 · Amount on File |
| Deed Sale | Oct 12, 2012 · Amount on File |
| Deed Document Number | 20124197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 19975 115TH ST, MONONA, IA 52159-8004 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022R02235 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 2022R02235 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 15, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 19975 115TH ST, MONONA, IA 52159-8004 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R04963 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020R04963 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 19975 115th St was $1,622 with a homeowner's exemption, up 9.6% from the year before.
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Unified School District | MFL MarMac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,622.00 (+9.59%) Homeowner's exemption | $157,244 Land $60,162 Building $97,082 | $157,244 Land $60,162 Building $97,082 |
| 2024 | $1,480.00 | ||
| 2023 | $134,702 Land $52,315 Building $82,387 | $134,702 Land $52,315 Building $82,387 | |
| 2022 | $1,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19975 115th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19975 115th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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