Cuyahoga County property record for 19971 Upper Valley Dr, Euclid, OH 44117
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,616 sqft · built 1954 |
| Lot Size | 0.176 acres (7,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,900 (Nov 2010) |
| Tax Bill | $2,949 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 649-02-024 |
| Primary APN | 649-02-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| Gross Area | 3,065 sqft |
| 1st Floor Area | 1,359 sqft |
| 2nd Floor Area | 257 sqft |
| Basement Area | 1,029 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 529 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,680 sqft (0.176 acres) |
| Lot Dimensions | 128 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 522 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 19971 UPPER VALLEY DR |
|---|---|
| City | EUCLID |
| State | OH |
| Zip | 44117-2348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U1 |
| Legal Description | 17 INDHILLS 0116 ALL |
| Legal Subdivision | INDHILL |
| Legal Lot Number | 116 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | EUCLID |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 152702 |
19971 Upper Valley Dr is owned and occupied by an individual who bought it in November 2010.
Source: Cuyahoga County records, as of May 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19971 UPPER VALLEY DR, EUCLID, OH 44117-2348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Mar 11, 2020 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Dec 30, 2016 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2010 · Amount on File |
| Deed Sale | Nov 1, 2010 · Amount on File |
| Prior Sale | Dec 6, 1984 |
| Deed Document Number | 2010689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | May 5, 2026 |
| Property Address | 19971 UPPER VALLEY DR, EUCLID, OH 44117-2348 |
| Document Number | 0000000295 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026295 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 22550 LAKEMONT AVE, EUCLID, OH 44123-1624 |
| Document Number | 0000000295, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026295 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Apr 1, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 19971 UPPER VALLEY DR, EUCLID, OH 44117-2348 |
| Document Number | 0007290857 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 19971 UPPER VALLEY DR EUCLID OH 441172348, EUCLID, OH 44117-2348 |
| Document Number | 0007290857 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 7290857 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 19971 UPPER VALLEY DR, EUCLID, OH 44117-2348 |
| Document Number | 0002080288 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 19971 UPPER VALLEY DR EUCLID OH 441172348, EUCLID, OH 44117-2348 |
| Document Number | 0002080288 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 2080288 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 7, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 19971 Upper Valley Dr was $2,949, down 15.9% from the year before.
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Euclid City |
| Unified School District | Euclid City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,949.00 (-15.91%) Homeowner's exemption Senior Citizen's exemption | $54,040 (-) Land $9,310 Building $44,730 | $154,400 (-) Land $26,600 Building $127,800 |
| 2024 | $3,507.00 (-13.02%) Homeowner's exemption | $54,040 (+31.39%) Land $9,310 Building $44,730 | $154,400 Land $26,600 Building $127,800 |
| 2023 | $4,032.00 (+17.01%) Homeowner's exemption | $41,130 (-) Land $8,190 Building $32,940 | |
| 2022 | $3,446.00 Homeowner's exemption | $41,130 Land $8,190 Building $32,940 | |
| 2021 | $117,500 Land $23,400 Building $94,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19971 Upper Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19971 Upper Valley Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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