1997 Waters Edge Dr, Summerton, SC 29148 Property Records

Clarendon County property record for 1997 Waters Edge Dr, Summerton, SC 29148

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,368 sqft · built 2023
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$824,900 (Sep 2024)
Tax Bill$3,695 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2022 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN104-15-01-014-00

Property Details

APN / Parcel Number

Primary APN104-15-01-014-00
Alternative APN
  • 21941

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,368 sqft Gross Area
1st Floor Area2,172 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding
Foundation TypeMasonry
Roof TypeGable
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchPatio

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number21941
Street Address1997 WATERS EDGE DR
CitySUMMERTON
StateSC
Zip29148-7739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRALPH BELL S/D LOT 6
Legal SubdivisionRALPH BELL SUB DIVISION
Legal Lot Number6
JurisdictionCLARENDON SC
Township / Civil DivisionSUMMERTON
Census Block Group2
Census Block2024
Census Tract960802

Owner

1997 Waters Edge Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Clarendon County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1997 WATERS EDGE DR, SUMMERTON, SC 29148-7739
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Jan 26, 2022Deed of Trust, Mortgage · Construction Mortgage
SOUTHSTATE BANK NA
Jan 26, 2021Warranty Deed, Transfer
ATTORNEY ONLY
Apr 26, 2022Lease, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2024 · Amount on File
Deed SaleSep 24, 2024 · Amount on File
Prior SaleJan 26, 2021 · Amount on File
Deed Document Number2024207416
Deed Book / Page1016 / 526
Prior Transfer DateOct 20, 2017
Prior Transfer Doc0010104152
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARENDON SC
Property Address1997 WATERS EDGE DR, SUMMERTON, SC 29148-7739
Transaction TypeMortgage
Record UpdatedApr 15, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1997 WATERS EDGE DR, SUMMERTON, SC 29148-7739

Mortgage

Document Number0011500105
DateMar 31, 2026
Book Page1150/105
Instrument2026000214739
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Address3160 CROW CANYON RD STE 400, SAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARENDON SC
Property Address1997 WATERS EDGE DR, SUMMERTON, SC 29148
Transaction TypeMortgage
Record UpdatedFeb 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 ALEXANDER CT, DIXON, CA 95620-4107

Mortgage

Document Number0011413490
DateJan 26, 2022
Book Page1141/3490
Instrument2022000194353
Lender
NameSOUTHSTATE BANK NA
TypeNon-Lending Institution
AddressCHARLESTON, SC 29406
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARENDON SC
Recording DateJan 26, 2021
Property Address1997 WATERS EDGE DR, SUMMERTON, SC 29148
Document Number0010075134
Book / Page001007 / 005134
Instrument DateJan 20, 2021
Instrument188368
Transaction TypeTransfer
Record UpdatedMay 10, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$755.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address920 ALEXANDER CT DIXON CA 956204107, DIXON, CA 95620-4107

April 2022: Lease, Transfer

Document TypeLease
JurisdictionCLARENDON SC
Recording DateApr 26, 2022
Property Address1997 WATERS EDGE DR, SUMMERTON, SC 29148
Document Number0010104152
Book / Page1010 / 4152
Instrument DateOct 20, 2017
Instrument2022000195793
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1199, SUMMERTON, SC 29148-1199

Tax Assessment & Valuation

The 2025 property tax bill for 1997 Waters Edge Dr was $3,695.

Source: Clarendon County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyClarendon County
Unified School DistrictClarendon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,695.00 Additional exemption filed$32,000 Land $10,000 Building $22,000
2024$800,000 (+288.16%) Land $250,000 Building $550,000
2023$8,244 Land $8,000 Building $244$206,100 Land $200,000 Building $6,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1997 Waters Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims13 (2015–2024)
Claims Outside the SFHA1 of 13
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Matthew, Oct 2016 · 4 claims
  • Severe Storms And Flooding, Oct 2015 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1997 Waters Edge Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FTC
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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