1997 W State Rte 113, Kankakee, IL 60901 Property Records

Kankakee County property record for 1997 W State Rte 113, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.424 acres (18,500 sqft)
Owner	Individual Name on File
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Oct 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-08-24-307-006`

Property Details

APN / Parcel Number

Primary APN	`07-08-24-307-006`

Exterior

Lot Area	18,500 sqft (0.424 acres)

Location & Zoning

Street Address	1997 W STATE ROUTE 113
City	KANKAKEE
State	IL
Zip	60901-7410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CRYSTAL SPRING SUB SW COR LOT 17 24-31-11E
Legal Subdivision	CRYSTAL SPRING SUB
Legal Lot Number	17
Jurisdiction	KANKAKEE IL
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1005
Census Tract	10400

Owner

1997 W State Rte 113 is owned and occupied by an individual who acquired it in October 2019.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1997 W STATE ROUTE 113, KANKAKEE, IL 60901-7410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage HUD
Oct 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 10, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019
Deed Sale	Oct 10, 2019
Deed Document Number	201911432
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	201911434
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1997 W STATE ROUTE 113, KANKAKEE, IL 60901-7410
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202114021
Date	Oct 5, 2021
Instrument	202114021

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	843 Months
Due	Jan 26, 2092

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2021
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1997 W STATE ROUTE 113, KANKAKEE, IL 60901-7410
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202114020
Date	Oct 5, 2021
Instrument	202114020

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	843 Months
Due	Jan 26, 2092

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2021
Change Frequency	Monthly

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANKAKEE IL
Recording Date	Oct 10, 2019
Property Address	1997 W STATE ROUTE 113, KANKAKEE, IL 60901-7410
Document Number	0201911432
Map Reference	PB D PG 39
Instrument Date	Sep 23, 2019
Instrument	201911432
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	NATIONAL TITLE SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1997 W STATE ROUTE 113, KANKAKEE, IL 60901-7410

Mortgage

Document Number	0201911433
Date	Oct 10, 2019
Instrument	201911433

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.19%

Mortgage

Document Number	201911434
Date	Oct 10, 2019
Instrument	201911434

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	874 Months
Due	Aug 6, 2092

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 1997 W State Rte 113 was $3,296 with exemptions applied, up 5.4% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Limestone Township
Unified School District	Herscher Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (+5.44%)	$55,806 Land $7,582 Building $48,224	$167,418 Land $22,746 Building $144,672
2024	$3,126.00
2023		$49,228 Land $6,688 Building $42,540	$147,684 Land $20,064 Building $127,620
2022	$2,659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1997 W State Rte 113 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1997 W State Rte 113 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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