1997 SE 38th St, Ocala, FL 34480 Property Records

Marion County property record for 1997 SE 38th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,070 sqft · built 1976
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,000 (Mar 2018)
Tax Bill	$1,379 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29860-013-03`

Property Details

APN / Parcel Number

Primary APN	`29860-013-03`
Alternative APNs	`0702323000` `702323`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	2,070 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Modern
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	210 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	486 sqft
Carport	Carport
Carport Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	300 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1997 SE 38TH ST
City	OCALA
State	FL
Zip	34480-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 28 TWP 15 RGE 22 PLAT BOOK E PAGE 047 TILLSONS PLAT W 125 FT OF E 500 FT OF S 210.05 FT OF LOT 13 AKA: COM AT 1/4 COR ON S BDY OF SEC 28 TH N 89-50-38 E 1295.90 FT TH N 00-17-24 W 32.18 FT TH S 89-43-04 W 1140.42 FT TO POB TH N 00-19-28 W 210.18
Legal Range	22E
Legal Township	15S
Legal Section	28
Legal Subdivision	TILLSONS
Legal Lot Number	13
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	4
Census Block	4013
Census Tract	2304

Owner

Source: Marion County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1997 SE 38TH ST, OCALA, FL 34480-8835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Document Number	201819599
Deed Book / Page	6724 / 493
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 2, 2018
Property Address	1997 SE 38TH ST, OCALA, FL 34480-8835
Document Number	0067240493
Book / Page	006724 / 000493
Instrument Date	Feb 27, 2018
Instrument	19599
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	FIRST QUALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1997 SE 38TH ST OCALA FL 344808835, OCALA, FL 34480-8835

Mortgage

Document Number	67240495
Date	Mar 2, 2018
Book Page	006724/000495
Instrument	19600

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,379.00 (+24.46%) Homeowner's exemption	$96,490 (+5.99%)	$276,947 (+12.26%) Land $45,000 Building $231,947
2023	$1,108.00 (+3.45%) Homeowner's exemption	$91,040 (+3%) Land $42,000 Building $49,040	$246,699 (+9.28%) Land $42,000 Building $204,699
2022	$1,071.00 Homeowner's exemption	$88,388	$225,757 Land $42,000 Building $183,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20