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1997 Schnoor Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 1997 Schnoor Rd, Jay, FL 32565 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,755 sqft · built 1977
Lot Size3.45 acres (150,282 sqft)
Owner2 Individual Names on File
Last Sale$52,600 (May 2016)
Tax Bill$492 (2024)
Deeds & MortgagesSep 2022 Line of Credit
Jul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-3N-30-0000-00707-0000

Property Details

APN / Parcel Number

Primary APN10-3N-30-0000-00707-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,755 sqft Heated Area
Gross Area2,163 sqft
1st Floor Area1,755 sqft
Utility Area72 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialMetal
Lot Area150,282 sqft (3.45 acres)
PorchOpen Porch
Porch Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number103N300000007070000
Street Address1997 SCHNOOR RD
CityJAY
StateFL
Zip32565-9782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*DESC MORE DETAIL 2016* PRCL#1 COM NE COR OF NW4 THN S 1117.5 FT TO POB THN CONT S 202.5 FT THN W 215.12 FT THN N 202.5 FT
Legal Range30W
Legal Township03N
Legal Section10
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group4
Census Block4016
Census Tract10200

Owner

Source: Santa Rosa County records · APN 10-3N-30-0000-00707-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1997 SCHNOOR RD, JAY, FL 32565-9782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jul 07, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2016 · Amount on Record
Deed SaleMay 10, 2016 · Amount on Record
Prior SaleDec 03, 2015 · Amount on Record
Deed Document Number201617281
Deed Book / Page3518 / 1436
Record UpdatedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1997 SCHNOOR RD, JAY, FL 32565-9782
Transaction TypeMortgage
Record UpdatedNov 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1997 SCHNOOR RD, JAY, FL 32565-9782

Mortgage

Document Number0043301645
DateSep 29, 2022
Book Page4330/1645
Instrument202255908
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term473 Months
DueFeb 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1997 SCHNOOR RD, JAY, FL 32565-9782
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1997 SCHNOOR RD, JAY, FL 32565-9782

Mortgage

Document Number0043030781
DateJul 07, 2022
Book Page4303/781
Instrument202240143
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJun 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$492.00 (+1.03%) Homeowner's exemption$68,192 (+3%)$117,071 (+16.92%) Land $55,717 Building $61,354
2023$487.00 (+1.25%) Homeowner's exemption$66,206 (+3%)$100,125 (+6.75%) Land $39,330 Building $60,795
2022$481.00 Homeowner's exemption$64,278$93,790 Land $34,413 Building $59,377

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130102004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 353 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Conexon ConnectFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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