Bedford County property record for 1997 Raystown Rd, Everett, PA 15537 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1985 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 57,499 sqft (1.32 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $268,000 (2026) |
| Tax Bill | $2,010.00 (2026) |
| Primary APN | G.07-0.00-022 |
|---|---|
| Alternative APN |
|
| Building Area | 1,296 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Type | Attached Garage |
| Shed | 1 Shed |
| Deck Area | Deck Area |
| Street Address | 1997 RAYSTOWN RD |
|---|---|
| City | EVERETT |
| State | PA |
| Zip | 15537-4954 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | BEDFORD PA |
| Minor Civil Division | HOPEWELL |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 960400 |
Source: Bedford County records · APN G.07-0.00-022
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1997 RAYSTOWN RD, EVERETT, PA 15537-4954 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA |
| Oct 06, 2025 | Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA |
| Aug 15, 2007 | Deed of Trust, Mortgage · Stand Alone Second Mortgage COUNTRYWIDE HOME LOANS INC |
| Aug 15, 2007 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| May 21, 2026 | Deed, Transfer · Veterans Administration Mortgage EMM LOANS LLC |
| Jan 30, 2006 | Deed, Transfer · Seller Take-Back COUNTRYWIDE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Jul 22, 2015 · Amount on Record |
| Deed Doc Number | 20262063 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 1997 RAYSTOWN RD, EVERETT, PA 15537-4954 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1997 RAYSTOWN RD, EVERETT, PA 15537-4954 |
| Document Number | 02022/4424 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 2022/4424 |
| Instrument | 2022-004424 |
| Name | HOMETOWN BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 17, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 1997 RAYSTOWN RD, EVERETT, PA 15537-4954 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 904 PLANK RD, EVERETT, PA 15537-4856 |
| Document Number | 02025/4762 |
|---|---|
| Date | Oct 06, 2025 |
| Book Page | 2025/4762 |
| Instrument | 2025-004762 |
| Name | HOMETOWN BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 03, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 1997 RAYSTOWN RD, EVERETT, PA 15537-4954 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 001191/412 |
|---|---|
| Date | Aug 15, 2007 |
| Book Page | 1191/412 |
| Instrument | 005758 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 1997 RAYSTOWN RD, EVERETT, PA 15537-4954 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001191/393 |
|---|---|
| Date | Aug 15, 2007 |
| Book Page | 1191/393 |
| Instrument | 005757 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | May 21, 2026 |
| Property Address | 1997 RAYSTOWN RD, EVERETT, PA 15537-4954 |
| Document Number | 0000002063 |
| Instrument Date | May 20, 2026 |
| Instrument | 20262063 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270,680.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1997 RAYSTOWN RD, EVERETT, PA 15537-4954 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002064, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20262064 |
| Name | EMM LOANS LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Jan 30, 2006 |
| Property Address | 1997 RAYSTOWN RD, EVERETT, PA 15537-4954 |
| Document Number | 1105/102 |
| Book / Page | 1105 / 102 |
| Instrument Date | Jan 17, 2006 |
| Instrument | 000541 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1997 RAYSTOWN RD, EVERETT, PA 15537-4954 |
| Investor | Possibly a Property Investor |
| Document Number | 000543 |
|---|---|
| Date | Jan 30, 2006 |
| Instrument | 000543 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Seller Take-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2021 |
| Document Number | 001105/105 |
|---|---|
| Date | Jan 30, 2006 |
| Book Page | 1105/105 |
| Instrument | 000542 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Feb 01, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 8% |
| Max Rate At Change | 9.5% |
| Index | 6-Month LIBOR |
| Margin | 6 |
| Max Rate | 15% |
Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Hopewell Township |
| Unified School District | Northern Bedford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,010.00 (+9.36%) | $138,400 (-) Land $25,800 Building $112,600 | $138,400 (-) Land $25,800 Building $112,600 |
| 2025 | $138,400 (-) Land $25,800 Building $112,600 | ||
| 2023 | $1,838.00 Additional exemption filed | $138,400 Land $25,800 Building $112,600 | |
| 2012 | $138,400 Land $25,800 Building $112,600 |
Source: FEMA National Flood Hazard Layer, Bedford County (42009C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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