1997 Paddlewheel Dr, Stanley, NC 28164 Property Records

Gaston County property record for 1997 Paddlewheel Dr, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,862 sqft · built 2024
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$366,000 (Sep 2025)
Tax Bill$3,613 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN311124

Property Details

APN / Parcel Number

Primary APN311124

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,862 sqft Heated Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address1997 PADDLEWHEEL DR
CitySTANLEY
StateNC
Zip28164-2344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARPER LANDING LOT 191 PLAT BOOK 101 PAGE 098
Legal SubdivisionHARPER LANDING PHASE 2
Legal Lot Number191
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group1
Census Block1005
Census Tract30207

Owner

1997 Paddlewheel Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address1997 PADDLEWHEEL DR, STANLEY, NC 28164-2344
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2025 · Amount on File
Deed SaleSep 26, 2025 · Amount on File
Deed Book / Page5587 / 2292
Record UpdatedOct 29, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionGASTON NC
Recording DateSep 26, 2025
Property Address1997 PADDLEWHEEL DR, STANLEY, NC 28164-2344
Document Number0055872292
Book / Page5587 / 2292
Map ReferenceMB 101 PG 98-101
Instrument DateSep 25, 2025
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$732.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3925 BALLANTYNE CORPORATE PLACE #300300, 300300, CHARLOTTE, NC 28277

Transferred To (Grantee/Buyer)

NameVerified Name
Address1997 PADDLEWHEEL DR, STANLEY, NC 28164-2344

Mortgage

Document Number0055872294
DateSep 26, 2025
Book Page5587/2294
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Address6561 IRVINE CENTER DR, IRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.99%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change3.99%
Max Rate At Change5.99%
Index1-Year CMT
Max Rate5.99%

Tax Assessment & Valuation

The 2026 property tax bill for 1997 Paddlewheel Dr was $3,613.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityStanley Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,613.00$331,790 Land $59,500 Building $272,290

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1997 Paddlewheel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1997 Paddlewheel Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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