San Luis Obispo County property record for 1997 Pacific Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,338 sqft · built 2004 |
| Lot Size | 0.112 acres (4,875 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $10,674 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-233-006 |
| Primary APN | 064-233-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Lot Area | 4,875 sqft (0.112 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1997 PACIFIC AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PR BCH 3 BL 12 LT 11&12 |
| Legal Subdivision | PASO ROBLES BEACH 03 |
| Legal Block | 12 |
| Legal Lot Number | 11,12 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1997 PACIFIC AVE, CAYUCOS, CA 93430-1448 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 3, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 1, 2021 | Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 |
| Deed Sale | Dec 1, 2021 |
| Prior Sale | Jul 10, 1998 · Amount on Record |
| Deed Document Number | 202179021 |
| Prior Transfer Date | Nov 20, 2021 |
| Prior Transfer Doc | 0000079021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 3, 2026 |
| Property Address | 1997 PACIFIC AVE, CAYUCOS, CA 93430-1448 |
| Document Number | 0000024706 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202624706 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1997 PACIFIC AVE, CAYUCOS, CA 93430-1448 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 1, 2021 |
| Property Address | 1997 PACIFIC AVE, CAYUCOS, CA 93430-1448 |
| Document Number | 0000079021 |
| Map Reference | MB 3 PG 115 |
| Instrument Date | Nov 20, 2021 |
| Instrument | 2021079021 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1997 PACIFIC AVE, CAYUCOS, CA 93430-1448 |
| Document Number | 0000079022 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021079022 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,047,016 (+2%) Land $415,748 Building $631,268 | |
| 2025 | $10,674.00 (+1.94%) Homeowner's exemption | $1,026,488 (+4.04%) Land $407,597 Building $618,891 |
| 2023 | $10,471.00 (+1.72%) Homeowner's exemption | $986,629 Land $391,770 Building $594,859 |
| 2022 | $10,294.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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