1997 Laredo Dr, Deltona, FL 32738 Property Records

Volusia County property record for 1997 Laredo Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,674 sqft · built 2005
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Mar 2015)
Tax Bill	$3,477 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8113-02-01-0080`

Property Details

APN / Parcel Number

Primary APN	`8113-02-01-0080`
Alternative APNs	`31181302010080` `2576723.0` `2576723`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	594 sqft
Upper Floors Area	594 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Mixed
Garage Area	576 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	180 sqft
Porch	Enclosed Porch
Porch Area	408 sqft
Deck Area	16 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	100 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2576723.0
Old Parcel Number	31181302010080
Street Address	1997 LAREDO DR
City	DELTONA
State	FL
Zip	32738-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK A DELTONA RANCHETTES MB 32 PG 169 PER OR 5131 PG 4677 PER OR 7094 PG 1410
Legal Range	31E
Legal Township	18S
Legal Section	13
Legal Subdivision	RANCHETTES
Legal Tract	2
Legal Block	A
Legal Lot Number	8
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2003
Census Tract	91035

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1997 LAREDO DR, DELTONA, FL 32738-3511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2015 · Amount on Record
Deed Sale	Mar 17, 2015 · Amount on Record
Prior Sale	Aug 5, 2003 · Amount on Record
Deed Document Number	2015-046561
Deed Book / Page	7094 / 1410
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1997 LAREDO DR, DELTONA, FL 32738-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 LAREDO DR, DELTONA, FL 32738-3511

Mortgage

Document Number	0078974660
Date	Aug 20, 2020
Book Page	7897/4660
Instrument	2020-155665

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,584 (+5.99%)	$326,473 (+4.49%) Land $46,920 Building $279,553
2024	$3,477.00 (+3.36%)
2023	$3,364.00 (+1.05%) Homeowner's exemption	$197,746 (+3%)	$312,448 (+36.26%) Land $39,468 Building $272,980
2022	$3,329.00 Homeowner's exemption	$191,986	$229,298 Land $37,260 Building $192,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30