1997 Lane Dr, Beloit, WI 53511 Property Records

Rock County property record for 1997 Lane Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1969
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jun 2016)
Tax Bill	$3,038 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12440940`

Property Details

APN / Parcel Number

Primary APN	`206 12440940`
Alternative APN	`12440940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Metal
Construction Type	Frame
Lot Area	7,231 sqft (0.166 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 12440940
Street Address	1997 LANE DR
City	BELOIT
State	WI
Zip	53511-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 22 B 8 GUY L NICHOLS NORTH PARK ADD
Legal Subdivision	GUY L NICHOLS NORTH PARK ADD
Legal Lot Number	22
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2011
Census Tract	2500

Owner

1997 Lane Dr is owned and occupied by an individual who bought it in June 2016.

Source: Rock County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1997 LANE DR, BELOIT, WI 53511-3125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage HUD
Jul 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage HUD
Jan 30, 2020	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2016 · Amount on File
Deed Sale	Jun 13, 2016 · Amount on File
Deed Document Number	20162053945
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1997 LANE DR, BELOIT, WI 53511-3125
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002260979
Date	Apr 29, 2024
Instrument	2260979

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	312 Months
Due	Feb 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1997 LANE DR, BELOIT, WI 53511-3125
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002243446
Date	Jul 6, 2023
Instrument	2243446

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1997 LANE DR, BELOIT, WI 53511-3125
Transaction Type	Mortgage
Record Updated	Feb 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2146528
Date	Jan 30, 2020
Instrument	2146528

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1997 Lane Dr was $3,038 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,038.00 Homeowner's exemption	$193,100 Land $17,700 Building $175,400	$212,100
2023	$2,123.00 Homeowner's exemption	$142,700 Land $16,900 Building $125,800	$162,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1997 Lane Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1997 Lane Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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