1997 Lakeside Dr, Franklin, NC 28734 Property Records

Macon County property record for 1997 Lakeside Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$102,500 (Mar 2006)
Tax Bill	$775 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6595447561`

Property Details

APN / Parcel Number

Primary APN	`6595447561`
Alternative APNs	`1244866` `104548`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	104548
Street Address	1997 LAKESIDE DR
City	FRANKLIN
State	NC
Zip	28734-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR2
Legal Description	S R 1324
Legal Subdivision	PINE WOODS
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2016
Census Tract	970303

Owner

1997 Lakeside Dr is owned and occupied by an individual who bought it in March 2006.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1997 LAKESIDE DR, FRANKLIN, NC 28734-9769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit ENTEGRA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2006 · Amount on File
Deed Sale	Mar 27, 2006 · Amount on File
Prior Sale	Mar 27, 2006 · Amount on File
Deed Document Number	20061220
Deed Book / Page	30 / 893
Prior Transfer Date	Dec 20, 2005
Prior Transfer Doc	0000007827
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	1997 LAKESIDE DR, FRANKLIN, NC 28734-9769
Transaction Type	Mortgage
Record Updated	Feb 8, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 LAKESIDE DR, FRANKLIN, NC 28734-9769

Mortgage

Document Number	000Y42/691
Date	Jan 23, 2024
Book Page	Y-42/691
Instrument	2024000365

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	1997 LAKESIDE DR, FRANKLIN, NC 28734-9769
Transaction Type	Mortgage
Record Updated	May 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V39/2485
Date	Apr 20, 2020
Book Page	V-39/2485
Instrument	2020002489

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 9, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1997 Lakeside Dr was $775.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$775.00	$192,740 Land $39,120 Building $153,620	$192,740 Land $39,120 Building $153,620
2025	$775.00
2023	$729.00	$191,740 Land $39,120 Building $152,620	$191,740 Land $39,120 Building $152,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1997 Lakeside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1997 Lakeside Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Vyve Broadband.

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