1997 Helena Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 1997 Helena Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,359 sqft · built 1977
Lot Size	0.354 acres (15,420 sqft)
Owner	Individual Name on File
Tax Bill	$4,129 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-29-11-000000-033140`

Property Details

APN / Parcel Number

Primary APN	`26-29-11-000000-033140`
Alternative APNs	`112926000000033140` `12926000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,359 sqft Living Area
Gross Area	3,079 sqft
1st Floor Area	2,359 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	15,420 sqft (0.354 acres)
Lot Dimensions	142 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	720 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	512 sqft
Porch	Finished/Open Porch
Porch Area	85 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1997 HELENA RD
City	WINTER HAVEN
State	FL
Zip	33884-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 100 FT OF E 645 FT OF N 162 FT OF US GOVT LOT 4 LESS RD R/W BEING PART OF LOT 2 OF UNREC SURVEY
Legal Range	26E
Legal Township	29S
Legal Section	11
Legal Subdivision	MC CAWLEY PROP
Legal Tract	000000
Legal Block	2
Legal Lot Number	4,2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2036
Census Tract	14006

Owner

1997 Helena Rd is owned and occupied by an individual who acquired it in March 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1997 HELENA RD, WINTER HAVEN, FL 33884-2104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 12, 2022
Transfer Doc	0000082686
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1997 HELENA RD, WINTER HAVEN, FL 33884-2104
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 HELENA RD, WINTER HAVEN, FL 33884-2104

Mortgage

Document Number	0000200293
Date	Aug 25, 2023
Book Page	12814/106
Instrument	2023200293

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1997 Helena Rd was $4,129.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,936 (+1.09%) Land $61,732 Building $253,204	$314,936 (+1.09%) Land $61,732 Building $253,204
2025	$4,129.00	$311,544 Land $61,732 Building $249,812	$311,544 Land $61,732 Building $249,812
2023	$489.00 (+6.77%) Homeowner's exemption	$155,705 (+3%)	$309,626 (+3.55%) Land $60,232 Building $249,394
2022	$458.00 Homeowner's exemption	$151,170	$299,022 Land $49,694 Building $249,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1997 Helena Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1997 Helena Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20