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1997 Fremont Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1997 Fremont Ave E, Saint Paul, MN 55119

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1942
Lot Size0.176 acres (7,680 sqft)
OwnerIndividual Name on Record
Last Sale$186,484 (Sep 2017)
Tax Bill$3,714 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-29-22-24-0081

Property Details

APN / Parcel Number

Primary APN35-29-22-24-0081
Alternative APNs
  • 8173378
  • 119168

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area780 sqft
Basement Area250 sqft
Finished Basement250 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1972
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area7,680 sqft (0.176 acres)
Lot Dimensions128 ft deep x 60 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number119168
Street Address1997 FREMONT AVE E
CitySAINT PAUL
StateMN
Zip55119-4013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILD ROSE ADDITION W 1/2 OF LOT 38 AND ALL OF LOT 39 BLK 2
Legal Range22
Legal Township29
Legal Section35
Legal SubdivisionWILD ROSE ADDITION
Legal Block2
Legal Lot Number38,39
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group3
Census Block3003
Census Tract34702

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1997 FREMONT AVE E, SAINT PAUL, MN 55119-4013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 26, 2017Warranty Deed, Transfer · FHA Mortgage
WINTRUST MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2017 · Amount on Record
Deed SaleSep 26, 2017 · Amount on Record
Prior SaleMay 20, 2015 · Amount on Record
Deed Document Number20172597580
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1997 FREMONT AVE E, SAINT PAUL, MN 55119-4013
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02692657
DateMar 8, 2021
InstrumentT02692657
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateSep 26, 2017
Property Address1997 FREMONT AVE E, SAINT PAUL, MN 55119-4013
Document Number0002597580
Instrument DateAug 30, 2017
Instrument2597580
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyTITLE SMART INC

Transaction

AmountAmount Recorded
Tax$615.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1997 FREMONT AVE E ST PAUL MN 551194013, ST PAUL, MN 55119-4013

Mortgage

Document Number2597581
DateSep 26, 2017
Instrument2597581
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2047

Mortgage

Document Number2597528,
DateSep 26, 2017
Instrument2597528
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
AmountAmount Recorded
Term360 Months
DueSep 25, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,200 (-3.88%) Land $52,300 Building $187,900$240,200 (-3.88%) Land $52,300 Building $187,900
2025$3,714.00 (+2.09%)
2023$3,638.00 Homeowner's exemption$249,900 Land $32,500 Building $217,400$249,900 Land $32,500 Building $217,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

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