1997 Fiddlestick Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 1997 Fiddlestick Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1984
Lot Size	21.8 acres (953,528 sqft)
Owner	Individual Name on Record
Tax Bill	$4,916 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08900-00-00-07400`

Property Details

APN / Parcel Number

Primary APN	`08900-00-00-07400`
Alternative APN	`36422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Finished Area
Basement Area	1,106 sqft
Finished Basement	576 sqft
Unfinished Basement	2 sqft
Family Room	Family Room
Flooring	Carpet

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	953,528 sqft (21.8 acres)
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	318 sqft
Patio Area	416 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1997 FIDDLESTICK LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE 1D
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	1
Census Block	1005
Census Tract	11202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1997 FIDDLESTICK LN, CHARLOTTESVILLE, VA 22903-7871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 20, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 12, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1997 FIDDLESTICK LN, CHARLOTTESVILLE, VA 22903-7871
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5496/577
Date	Mar 11, 2021
Book Page	5496/577
Instrument	2021-00004237

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1997 FIDDLESTICK LN, CHARLOTTESVILLE, VA 22903-7871
Document Number	0000009305
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 FIDDLESTICK LN CHARLOTTESVILLE VA 229037871, CHARLOTTESVILLE, VA 22903-7871

Mortgage

Document Number	0000009305
Date	Aug 26, 2019
Book Page	005211/000001
Instrument	9305

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 12, 2019
Property Address	1997 FIDDLESTICK LN, CHARLOTTESVILLE, VA 22903-7871
Document Number	0000001323
Book / Page	005136 / 000643
Instrument Date	Jul 19, 2018
Instrument	1323
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7.18
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1997 FIDDLESTICK LN CHARLOTTESVILLE VA 229037871, CHARLOTTESVILLE, VA 22903-7871

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,916.00 (+20.14%)	$549,900 (+20.12%) Land $371,000 Building $178,900	$549,900 (+20.12%) Land $371,000 Building $178,900
2025	$4,092.00 (+23.07%)	$457,800 (+17.57%) Land $270,000 Building $187,800	$457,800 (+17.57%) Land $270,000 Building $187,800
2023	$3,325.00	$389,400 Land $211,000 Building $178,400	$389,400 Land $211,000 Building $178,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1982–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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