1997 Elva St, El Cajon, CA 92019 Property Records

San Diego County property record for 1997 Elva St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,464 sqft · built 1984
Lot Size	0.174 acres (7,594 sqft)
Owner	Trust Name on File
Tax Bill	$7,104 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`518-132-35-00`

Property Details

APN / Parcel Number

Primary APN	`518-132-35-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Tile
Lot Area	7,594 sqft (0.174 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1997 ELVA ST
City	EL CAJON
State	CA
Zip	92019-4165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 745 UND INT IN LOTS 836&968&975&993&ALL OF TR 009433
Legal Subdivision	COUNTY/SAN DIEGO 3584-2
Legal Tract	009433
Legal Block	3
Legal Lot Number	745,8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	13604

Owner

1997 Elva St is owner-occupied and held in a trust since January 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1997 ELVA ST, EL CAJON, CA 92019-4165
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
Jan 28, 2021	Intrafamily Transfer, Transfer · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Mar 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021
Deed Sale	Jan 28, 2021
Prior Sale	Jul 31, 2015 · Amount on File
Deed Document Number	202167531
Prior Transfer Date	Jan 23, 2021
Prior Transfer Doc	0000067531
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2021
Property Address	1997 ELVA ST, EL CAJON, CA 92019-4165
Document Number	0000067533
Instrument Date	Jan 23, 2021
Instrument	67533
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1997 ELVA ST EL CAJON CA 920194165, EL CAJON, CA 92019-4165

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2021
Property Address	1997 ELVA ST, EL CAJON, CA 92019-4165
Document Number	0000067531
Map Reference	MAP 9433
Instrument Date	Jan 23, 2021
Instrument	2021-0067531
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1997 ELVA ST, EL CAJON, CA 92019-4165

Mortgage

Document Number	0000067532
Date	Jan 28, 2021
Instrument	2021-0067532

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1997 ELVA ST, EL CAJON, CA 92019-4165
Document Number	0000206083
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1997 ELVA ST EL CAJON CA 920194165, EL CAJON, CA 92019-4165

Mortgage

Document Number	0000206083
Date	Apr 23, 2020
Instrument	206083

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 21, 2017
Property Address	1997 ELVA ST, EL CAJON, CA 92019-4165
Document Number	0000127842
Instrument Date	Mar 17, 2017
Instrument	127842
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1997 ELVA ST EL CAJON CA 920194165, EL CAJON, CA 92019-4165

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 21, 2017
Property Address	1997 ELVA ST, EL CAJON, CA 92019-4165
Document Number	0000127843
Instrument Date	Mar 7, 2017
Instrument	127843
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1997 ELVA ST EL CAJON CA 920194165, EL CAJON, CA 92019-4165

Tax Assessment & Valuation

The 2025 property tax bill for 1997 Elva St was $7,104 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,726 (+2%) Land $177,726 Building $426,000
2025	$7,104.00 Homeowner's exemption	$591,890 Land $174,242 Building $417,648
2023	$6,955.00 (+1.68%) Homeowner's exemption	$568,908 Land $167,477 Building $401,431
2022	$6,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1997 Elva St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1997 Elva St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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