1997 E FM 515, Winnsboro, TX 75494 Property Records

Wood County property record for 1997 E FM 515, Winnsboro, TX 75494

Property Summary

Property Type	Single Family Home
Details	3 ba · 968 sqft
Lot Size	0.406 acres (17,685 sqft)
Owner	Individual Name on File
Last Sale	$93,100 (Dec 2023)
Tax Bill	$1,953 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0146-0140-0000-55`

Property Details

APN / Parcel Number

Primary APN	`0146-0140-0000-55`
Alternative APN	`13608`

Interior

Full Baths	3 Baths
Building Area	968 sqft Living Area
Gross Area	1,280 sqft
1st Floor Area	968 sqft

Exterior

Exterior Material	Brick
Roof Type	Gable
Lot Area	17,685 sqft (0.406 acres)
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0146-0140-0000-55
Street Address	1997 E FM 515
City	WINNSBORO
State	TX
Zip	75494-8657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS 0146; DIAL M; TRACT 14; .406 ACRES
Legal Subdivision	DIAL M
Legal Tract	14
Jurisdiction	WOOD TX
Township / Civil Division	WINNSBORO
Census Block Group	1
Census Block	1049
Census Tract	950200

Owner

1997 E FM 515 is owned and occupied by an individual who bought it in December 2023.

Source: Wood County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1997 E FM 515, WINNSBORO, TX 75494-8657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on File
Deed Sale	Dec 28, 2023 · Amount on File
Prior Sale	May 4, 2005 · Amount on File
Deed Document Number	202311726
Prior Transfer Date	Apr 16, 2010
Prior Transfer Doc	0000005618
Record Updated	Oct 29, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WOOD TX
Recording Date	Dec 28, 2023
Property Address	1997 E FM 515, WINNSBORO, TX 75494-8657
Document Number	202300011726
Instrument Date	Dec 20, 2023
Instrument	2023-00011726
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 E FM 515, WINNSBORO, TX 75494-8657

Mortgage

Document Number	202300011727
Date	Dec 28, 2023
Instrument	2023-00011727

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1997 E FM 515 was $1,953.

Source: Wood County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wood County
Unified School District	Winnsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,600 (-1.17%) Land $12,180 Building $117,420	$129,600 (-1.17%) Land $12,180 Building $117,420
2025	$1,953.00	$131,130 Land $12,180 Building $118,950	$131,130 Land $12,180 Building $118,950
2023		$84,510 Land $7,310 Building $77,200	$84,510 Land $7,310 Building $77,200
2022	$1,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1997 E FM 515 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1997 E FM 515 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST TEXAS MWD PITTSBURG PLANT serves 0 people · EPA ID TX0320019
Water Source	Surface water
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35