1997 Dove Ln, Baker, FL 32531 Property Records

Okaloosa County property record for 1997 Dove Ln, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,076 sqft · built 1998
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jun 2012)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-001-043-0234-4`

Property Details

APN / Parcel Number

Primary APN	`C56-001-043-0234-4`
Alternative APN	`10-3N-24-0000-0017-001C`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,076 sqft Heated Area
Gross Area	2,214 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	110,207 sqft (2.53 acres)
Porch	Open Porch
Porch Area	138 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1997 DOVE LN
City	BAKER
State	FL
Zip	32531-8475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR OF NE1/4 OF SE1/4 S 720.59 FT E 214.83 FT TO POB E 64 FT S 90 FT E 138 FT S 499 .14 FT W 208 FT N 590.86 FT TO POB
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2004
Census Tract	20101

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1997 DOVE LN, BAKER, FL 32531-8475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit OKALOOSA COUNTY TEACHERS FCU
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit OKALOOSA CO TEACHERS FEDERAL CREDIT UNIO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2012 · Amount on Record
Deed Sale	Jun 26, 2012 · Amount on Record
Deed Document Number	2783984
Deed Book / Page	3041 / 1669
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1997 DOVE LN, BAKER, FL 32531-8475
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 DOVE LN, BAKER, FL 32531-8475

Mortgage

Document Number	0035782201
Date	Oct 5, 2021
Book Page	3578/2201
Instrument	3494425

Lender

Name	OKALOOSA COUNTY TEACHERS FCU
Type	Credit Union
Address	CRESTVIEW, FL 32536

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1997 DOVE LN, BAKER, FL 32531-8475
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 DOVE LN, BAKER, FL 32531-8475

Mortgage

Document Number	0036020745
Date	Feb 1, 2022
Book Page	3602/745
Instrument	3523838

Lender

Name	OKALOOSA CO TEACHERS FEDERAL CREDIT UNIO
Type	Non-Lending Institution
Address	CRESTVIEW, FL 32536

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 (+7.28%) Homeowner's exemption	$142,507 (+5.99%)	$230,357 (+5.07%) Land $21,383 Building $208,974
2023	$1,058.00 (+2.92%) Homeowner's exemption	$134,457 (+3%)	$219,247 (+8.44%) Land $18,166 Building $201,081
2022	$1,028.00 Homeowner's exemption	$130,541	$202,190 Land $16,978 Building $185,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dove Ln

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