1997 Crossbridge Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1997 Crossbridge Ct, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,804 sqft · built 2010
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$268,500 (Jul 2010)
Tax Bill$5,249 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNT070800656

Property Details

APN / Parcel Number

Primary APNT070800656
Alternative APN
  • 3-0162-A210-00-039B.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,804 sqft Living Area
Gross Area4,500 sqft
1st Floor Area1,528 sqft
Basement Area1,276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT070800656
Street Address1997 CROSSBRIDGE CT
CitySAINT CHARLES
StateMO
Zip63303-4810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALBRIDGE VLGS A-C LOT 39B
Legal SubdivisionTALBRIDGE VLGS A-C
Legal Lot Number39B
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group3
Census Block3016
Census Tract311004

Owner

1997 Crossbridge Ct is owned and occupied by two individuals who bought it in July 2010.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1997 CROSSBRIDGE CT, SAINT CHARLES, MO 63303-4810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2010 · Amount on File
Deed SaleJul 7, 2010 · Amount on File
Prior SaleJul 7, 2010
Deed Document Number2010407600
Deed Book / Page5408 / 1398
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1997 CROSSBRIDGE CT, SAINT CHARLES, MO 63303-4810
Transaction TypeMortgage
Record UpdatedMar 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1997 CROSSBRIDGE CT, SAINT CHARLES, MO 63303-4810

Mortgage

Document Number0000014957
DateMar 15, 2022
Instrument2022R-014957
Lender
NameVANTAGE CU
TypeCredit Union
AddressSAINT CHARLES, MO 63304
Agreement
AmountAmount on Record
Term180 Months
DueFeb 28, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1997 Crossbridge Ct was $5,249.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,352 (-)$480,799 (-) Land $81,000 Building $399,799
2025$5,249.00$91,352$480,799 Land $81,000 Building $399,799
2023$86,440
2022$454,946 Land $58,500 Building $396,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1997 Crossbridge Ct in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims49 (1979–1995)
Claims Outside the SFHA4 of 49
Most Recent ClaimJun 1995 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1997 Crossbridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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