Gloucester County property record for 1997 Cove Rd, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 1980 |
| Lot Size | 0.562 acres (24,481 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,219 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21939 |
| Primary APN | 21939 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,481 sqft (0.562 acres) |
| Garage Area | 572 sqft |
| Porch | Slab |
| Deck Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1997 COVE RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | SNUG HARBOR ANNEX SEC III SNUG HARBOR CANAL |
| Legal Subdivision | PLAT: PB13 51 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 100500 |
1997 Cove Rd is owned and occupied by an individual who acquired it in March 2009.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1997 COVE RD, HAYES, VA 23072-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 11, 2009 |
| Transfer Doc | 0000003318 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1997 Cove Rd was $2,219, up 5.3% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,219.00 (+5.32%) | $374,250 (+10.81%) Land $103,430 Building $270,820 | $374,250 (+10.81%) Land $103,430 Building $270,820 |
| 2025 | $2,107.00 (+5.24%) | $337,730 (-) Land $94,030 Building $243,700 | $337,730 (-) Land $94,030 Building $243,700 |
| 2024 | $2,002.00 | $337,730 (-) Land $94,030 Building $243,700 | $337,730 (-) Land $94,030 Building $243,700 |
| 2023 | $2,002.00 (+1.68%) | $337,730 (+26.07%) Land $94,030 Building $243,700 | $337,730 (+26.07%) Land $94,030 Building $243,700 |
| 2022 | $1,969.00 | $267,900 Land $101,020 Building $166,880 | $267,900 Land $101,020 Building $166,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1997 Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 573 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 573 in force |
| Nearby Flood Claims | 268 (1982–2025) |
| Claims Outside the SFHA | 3 of 268 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1997 Cove Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures