1997 Bridges Dr, Conover, NC 28613 Property Records

Catawba County property record for 1997 Bridges Dr, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1991
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Dec 2023)
Tax Bill	$627 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3745-20-90-9155`

Property Details

APN / Parcel Number

Primary APN	`3745-20-90-9155`
Alternative APN	`0091171`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft
Patio Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1997 BRIDGES DR
City	CONOVER
State	NC
Zip	28613-7711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT B PL 27-182
Legal Lot Number	B
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	2
Census Block	2003
Census Tract	10201

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1997 BRIDGES DR, CONOVER, NC 28613-7711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 31, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	202322761
Deed Book / Page	3848 / 1723
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Dec 29, 2023
Property Address	1997 BRIDGES DR, CONOVER, NC 28613-7711
Document Number	0038481723
Book / Page	3848 / 1723
Map Reference	MB 27 PG 182
Instrument Date	Dec 27, 2023
Instrument	22761
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6181, HICKORY, NC 28603-6181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 BRIDGES DR, CONOVER, NC 28613-7711

Mortgage

Document Number	0000022762
Date	Dec 29, 2023
Instrument	22762

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	5.27%
Max Rate At Change	9.27%
Index	5-Year CMT
Max Rate	13.2%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1997 BRIDGES DR, CONOVER, NC 28613-7711
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036710027
Date	Jul 9, 2021
Book Page	3671/27
Instrument	16507

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 31, 2018
Property Address	1997 BRIDGES DR, CONOVER, NC 28613-7711
Document Number	0034701324
Book / Page	03470 / 1324
Map Reference	MB27 PG182
Instrument Date	Aug 31, 2018
Instrument	15013
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6664 HARBOR LN, 6664, CONOVER, NC 28613-8772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 BRIDGES DR, CONOVER, NC 28613-7711

Mortgage

Document Number	15014
Date	Aug 31, 2018
Instrument	15014

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,400 (-) Land $8,400 Building $149,000
2025	$627.00 (-13.28%)	$157,400 (+97.74%) Land $8,400 Building $149,000
2024	$723.00 (+3.14%)
2023	$701.00	$79,600 Land $8,400 Building $71,200	$157,400 Land $8,400 Building $149,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAWKS RIDGE S/D private · serves 152 people · EPA ID NC0118296
Water Source	Groundwater
Last State Inspection	May 2026
Lead	6 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Bridges Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures