1997 Ascot Dr, #1, Moraga, CA 94556 Property Records

Contra Costa County property record for 1997 Ascot Dr, #1, Moraga, CA 94556

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,629 sqft · built 1975
Lot Size	0.019 acres (838 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Jul 2021)
Tax Bill	$10,047 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`255-750-001`

Property Details

APN / Parcel Number

Primary APN	`255-750-001`
Alternative APN	`255-750-001-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,629 sqft Living Area
1st Floor Area	837 sqft
2nd Floor Area	792 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Lot Area	838 sqft (0.019 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1997 ASCOT DR, 1
City	MORAGA
State	CA
Zip	94556-1416
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 4509 LOT 1 UNIT 1
Legal Subdivision	SUBDIVISION 4509
Legal Tract	4509
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	352201

Owner

Source: Contra Costa County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1997 ASCOT DR, 1, MORAGA, CA 94556-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 27, 2021	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	2021206986
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 22, 2021
Property Address	1997 ASCOT DR # 1, 1, MORAGA, CA 94556-1416
Document Number	0000206986
Map Reference	MB 177 PG 45&46
Instrument Date	Jul 19, 2021
Instrument	2021-206986
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1997 ASCOT DR # 1, 1, MORAGA, CA 94556-1416

Mortgage

Document Number	0000206987
Date	Jul 22, 2021
Instrument	2021-206987

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 27, 2021
Property Address	1997 ASCOT DR # 1, 1, MORAGA, CA 94556-1416
Document Number	0000025000
Instrument Date	Jan 26, 2021
Instrument	25000
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1692 MATHESON RD CONCORD CA 945212135, CONCORD, CA 94521-2135

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$760,000 (-) Land $427,501 Building $332,499
2025	$10,047.00 (+6.17%)	$760,000 (+5.26%) Land $427,500 Building $332,500
2023	$9,463.00 (-37.84%)	$722,000 Land $406,000 Building $316,000
2022	$15,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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