1997 Apache Trl, Round Lake Beach, IL 60073 Property Records

Lake County property record for 1997 Apache Trl, Round Lake Beach, IL 60073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1985
Lot Size	0.073 acres (3,184 sqft)
Owner	2 Individuals on Record
Tax Bill	$432 (2024)
Deeds & Mortgages	Nov 2017 Reverse Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-202-028`

Property Details

APN / Parcel Number

Primary APN	`06-17-202-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	1,528 sqft
1st Floor Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,184 sqft (0.073 acres)
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1997 APACHE TRL
City	ROUND LAKE BEACH
State	IL
Zip	60073-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILS OF EAGLE CREEK UNIT 2 LOT 1 BLK 1 LOT 1 BLOCK 1
Legal Subdivision	TRAILS OF EAGLE CREEK UNIT 2
Legal Block	1
Legal Lot Number	1
Legal Unit	2
Jurisdiction	LAKE IL
Township / Civil Division	AVON
Census Block Group	3
Census Block	3006
Census Tract	861201

Owner

Source: Lake County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1997 APACHE TRL, ROUND LAKE BEACH, IL 60073-1364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2017	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Nov 2, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1997 APACHE TRL, ROUND LAKE BEACH, IL 60073-1364
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007443107
Date	Nov 14, 2017
Instrument	7443107

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1997 APACHE TRL, ROUND LAKE BEACH, IL 60073-1364
Document Number	0007443108
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 APACHE TRL ROUND LAKE BEACH IL 600731364, ROUND LAKE BEACH, IL 60073-1364

Mortgage

Document Number	0007443108
Date	Nov 14, 2017
Instrument	7443108

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.59%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Avon Township
Municipality	Round Lake Beach Village
Unified School District	Round Lake Community Unit School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,750 (+20.67%) Land $8,965 Building $55,785	$194,270 (+20.67%) Land $26,898 Building $167,372
2024	$432.00 (-91.5%)
2023	$5,085.00 (+3%)	$53,657 (-13.69%) Land $7,429 Building $46,228	$160,987 (-13.69%) Land $22,289 Building $138,698
2022	$4,937.00	$62,171 Land $5,468 Building $56,703	$186,532 Land $16,406 Building $170,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND LAKE BEACH serves 27,200 people · EPA ID IL0971550
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Aug 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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