1997 5th St NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1997 5th St NE, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 915 sqft · built 1962
Lot Size	0.114 acres (4,953 sqft)
Owner	Company Name on File
Last Sale	$152,200 (May 2017)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-16-538200-000070`

Property Details

APN / Parcel Number

Primary APN	`26-28-16-538200-000070`
Alternative APNs	`162826538200000070` `62826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	915 sqft Living Area
1st Floor Area	915 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	4,953 sqft (0.114 acres)
Lot Dimensions	115 ft deep x 42 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	265 sqft
Carport	Carport
Carport Area	265 sqft

Location & Zoning

Street Address	1997 5TH ST NE
City	WINTER HAVEN
State	FL
Zip	33881-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	FLORENCE VILLAGE PB 35 PG 42 LOT 7 LESS N 8 FT
Legal Range	26E
Legal Township	28S
Legal Section	16
Legal Subdivision	FLORENCE VILLAGE
Legal Tract	538200
Legal Block	3
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3007
Census Tract	13602

Owner

1997 5th St NE is owned by a company that bought it in May 2017.

Source: Polk County records, as of October 15, 2026

Owner of Record	Company Name on File
Mailing Address	3495 5TH AVE N, SAINT PETERSBURG, FL 33713-9010
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
May 15, 2017	Warranty Deed, Transfer PEER TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2017 · Amount on File
Deed Sale	May 15, 2017 · Amount on File
Prior Sale	Feb 25, 2013 · Amount on File
Deed Document Number	201791970
Deed Book / Page	10146 / 1736
Prior Transfer Date	Aug 21, 2006
Prior Transfer Doc	0000209845
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1997 5TH ST NE, WINTER HAVEN, FL 33881-2523
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083734
Date	Mar 28, 2022
Book Page	12182/1
Instrument	2022083734

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 15, 2017
Property Address	1997 5TH ST NE, WINTER HAVEN, FL 33881-2523
Document Number	0101461736
Book / Page	010146 / 001736
Instrument Date	Apr 28, 2017
Instrument	91970
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	PEER TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,065.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3495 5TH AVE N ST PETERSBURG FL 337139010, ST PETERSBURG, FL 33713-9010
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1997 5th St NE was $1,657, up 3.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,169 (+1%)	$122,082 (-1.58%) Land $18,818 Building $103,264
2025	$1,657.00 (+3.5%)	$72,881	$124,044 Land $18,818 Building $105,226
2024	$1,601.00 (+9.13%)
2023	$1,467.00 (+16.61%)	$117,098 (+30.21%) Land $17,827 Building $99,271	$117,098 (+30.21%) Land $17,827 Building $99,271
2022	$1,258.00	$89,933 Land $14,856 Building $75,077	$89,933 Land $14,856 Building $75,077

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1997 5th St NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1997 5th St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on 5th St NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures