19963 Oak Leaf Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19963 Oak Leaf Cir, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,304 sqft · built 1994
Lot Size	0.056 acres (2,477 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Feb 2023)
Tax Bill	$1,665 (2023)
Deeds & Mortgages	Feb 2023 Sale Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`005-281-51`

Property Details

APN / Parcel Number

Primary APN	`005-281-51`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Heated Area
Gross Area	1,687 sqft
1st Floor Area	1,156 sqft
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	2,477 sqft (0.056 acres)
Porch	Porch
Porch Area	148 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	005-281-51
Street Address	19963 OAK LEAF CIR
City	CORNELIUS
State	NC
Zip	28031-9632
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NR
Legal Description	L33 M26-103
Legal Subdivision	TWIN OAKS PH 03 MAP 02 UN 33
Legal Lot Number	33
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1017
Census Tract	6411

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19963 OAK LEAF CIR, CORNELIUS, NC 28031-9632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Warranty Deed, Transfer SOUTHERN STATES TITLE COMPANY, SOUTHERN HOMES TITLE COMPANY
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	Dec 7, 2010 · Amount on Record
Deed Document Number	0037948471
Deed Book / Page	37948 / 471
Record Updated	Jun 7, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 23, 2023
Property Address	19963 OAK LEAF CIR, CORNELIUS, NC 28031-9632
Document Number	0000015381
Book / Page	37948 / 471
Map Reference	MB 26 PG 103
Instrument Date	Feb 20, 2023
Instrument	2023015381
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	SOUTHERN STATES TITLE COMPANY, SOUTHERN HOMES TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 WINTHORPE ROW, LAFAYETTE, LA 70503-8440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19963 OAK LEAF CIR, CORNELIUS, NC 28031-9632

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19963 OAK LEAF CIR, CORNELIUS, NC 28031-9632
Document Number	0000022958
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19963 OAK LEAF CIR CORNELIUS NC 280319632, CORNELIUS, NC 28031-9632

Mortgage

Document Number	0000022958
Date	Mar 1, 2019
Book Page	033320/000181
Instrument	22958

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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