Deschutes County property record for 19962 Terrace Ln, Bend, OR 97702
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,783 sqft · built 2008 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,000 (Jul 2008) |
| Tax Bill | $2,257 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Jul 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 181218 AD 00600 |
| Primary APN | 181218 AD 00600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,783 sqft Living Area |
| 1st Floor Area | 1,783 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Deck Area | 320 sqft |
| Lean-To | 64 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 121393 |
|---|---|
| Old Parcel Number | R1001181218AD00600 |
| Street Address | 19962 TERRACE LN |
| City | BEND |
| State | OR |
| Zip | 97702-9023 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT:13 BLK:12 SUBD:ROMAINE VILLAGE UNIT 6 SEC/TWN/RNG/MER:SEC 18 TWN 18 RNG 12 MAP REF:181218-AD |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | ROMAINE VILLAGE UNIT 6 |
| Legal Block | 12 |
| Legal Lot Number | 13 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 2101 |
19962 Terrace Ln, a mobile home, is owned and occupied by an individual who acquired it in July 2017.
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19962 TERRACE LN, BEND, OR 97702-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Line of Credit STEARNS LENDING LLC |
| Jul 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2008 · Amount on File |
| Deed Sale | Jul 7, 2008 · Amount on File |
| Prior Sale | Jul 7, 2008 · Amount on File |
| Deed Document Number | 0000028884 |
| Last Transfer Date | Jul 21, 2017 |
| Transfer Doc | 0000028416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 19962 TERRACE LN, BEND, OR 97702-9023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0000029469 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-29469 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 21, 2017 |
| Property Address | 19962 TERRACE LN, BEND, OR 97702-9023 |
| Document Number | 0000028416 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 28416 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19962 TERRACE LN BEND OR 977029023, BEND, OR 97702-9023 |
The 2025 property tax bill for 19962 Terrace Ln was $2,257, up 3.9% from the year before.
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,257.00 (+3.91%) | $133,620 (+3%) | $458,850 (+2.76%) Land $233,530 Building $225,320 |
| 2024 | $2,172.00 (+7.9%) | $129,730 (+2.99%) | $446,540 (-2.9%) Land $221,220 Building $225,320 |
| 2023 | $2,013.00 | $125,960 | $459,860 Land $227,570 Building $232,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19962 Terrace Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19962 Terrace Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.7% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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