19960 Zeno St, Castro Valley, CA 94546 Property Records

Alameda County property record for 19960 Zeno St, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,807 sqft · built 1964
Lot Size	0.142 acres (6,213 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2007)
Tax Bill	$10,860 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84A-195-13`

Property Details

APN / Parcel Number

Primary APN	`84A-195-13`
Alternative APN	`084A-0195-013-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,807 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Architectural Style	Other
Construction Type	Wood
Lot Area	6,213 sqft (0.142 acres)

Location & Zoning

Street Address	19960 ZENO ST
City	CASTRO VALLEY
State	CA
Zip	94546-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2483 BLK B LOT 16
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2001
Census Tract	430600

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19960 ZENO ST, CASTRO VALLEY, CA 94546-4031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 9, 2019	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Apr 27, 2018	Quit Claim Deed, Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2007 · Amount on Record
Deed Sale	Aug 16, 2007 · Amount on Record
Prior Sale	Aug 16, 2007
Deed Document Number	0000302573
Last Transfer Date	Apr 27, 2018
Transfer Doc	0000084869
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	19960 ZENO ST, CASTRO VALLEY, CA 94546-4031
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19960 ZENO ST, CASTRO VALLEY, CA 94546-4031

Mortgage

Document Number	0000004615
Date	Jan 6, 2021
Instrument	2021004615

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	19960 ZENO ST, CASTRO VALLEY, CA 94546-4031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154788
Date	Aug 9, 2019
Instrument	2019154788

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 27, 2018
Property Address	19960 ZENO ST, CASTRO VALLEY, CA 94546-4031
Document Number	0000084869
Instrument Date	Apr 24, 2018
Instrument	84869
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19960 ZENO ST CASTRO VALLEY CA 945464031, CASTRO VALLEY, CA 94546-4031

Mortgage

Document Number	84870
Date	Apr 27, 2018
Instrument	84870

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,860.00 (+3.89%) Homeowner's exemption	$853,728 (+4.04%) Land $256,118 Building $597,610
2023	$10,453.00 Homeowner's exemption	$820,585 Land $246,175 Building $574,410

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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