19960 Mountain Misery Rd, Twain Harte, CA 95383 Property Records

Tuolumne County property record for 19960 Mountain Misery Rd, Twain Harte, CA 95383

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,856 sqft · built 2008
Lot Size5.08 acres (221,285 sqft)
OwnerTrust Name on File
Last Sale$80,000 (Nov 2005)
Tax Bill$4,155 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2019 Mortgage
Flood ZoneZone D (undetermined)
APN028-550-016-000

Property Details

APN / Parcel Number

Primary APN028-550-016-000
Alternative APNs
  • 028-550-016
  • 0285501600

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Building Area1,856 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area221,285 sqft

Location & Zoning

Old Parcel Number028-550-016
Street Address19960 MOUNTAIN MISERY RD
CityTWAIN HARTE
StateCA
Zip95383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-5
Legal DescriptionPOR S1/2 SW1/4 NE1/4 SEC 27 T3N R16E 5.08AC
Legal Range16E
Legal Township03N
Legal Section27
Legal SubdivisionHEAVENLY HILLS
JurisdictionTUOLUMNE CA
Township / Civil DivisionTWAIN HARTE-TUOLUMNE CITY
Census Block Group1
Census Block1129
Census Tract2102

Owner

19960 Mountain Misery Rd is owner-occupied and held in a trust since October 2015.

Source: Tuolumne County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing AddressPO BOX 1794, TWAIN HARTE, CA 95383-1794
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
UMPQUA BANK
Dec 9, 2019Deed of Trust, Mortgage · FHA Mortgage
UMPQUA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2005 · Amount on File
Deed SaleNov 1, 2005 · Amount on File
Deed Document Number200523349
Last Transfer DateOct 22, 2015
Transfer Doc0000015447
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUOLUMNE CA
Property Address19960 MOUNTAIN MISERY RD, TWAIN HARTE, CA 95383
Transaction TypeMortgage
Record UpdatedMar 14, 2022
Title CompanyYOSEMITE TITLE COMPANY, YOSEMITE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 277, TWAIN HARTE, CA 95383-0277

Mortgage

Document Number0000002642
DateFeb 28, 2022
Instrument2022002642
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUOLUMNE CA
Property Address19960 MOUNTAIN MISERY RD, TWAIN HARTE, CA 95383
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013596
DateDec 9, 2019
Instrument2019013596
Lender
NameUMPQUA BANK
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19960 Mountain Misery Rd was $4,155 with a homeowner's exemption.

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTuolumne County
Secondary School DistrictSummerville Union High School District (09 - 12)
Elementary School DistrictTwain Harte School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$405,103 (+2%) Land $111,501 Building $293,602
2025$4,155.00 Homeowner's exemption$397,161 Land $109,315 Building $287,846
2023$3,859.00 (-4.48%) Homeowner's exemption$381,740 Land $105,071 Building $276,669
2022$4,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19960 Mountain Misery Rd in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19960 Mountain Misery Rd is extreme, ranking above 98% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98% of the US · above 89% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Misery Rd

Nearby Streets

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