1996 Winners Cir, Cantonment, FL 32533 Property Records

Escambia County property record for 1996 Winners Cir, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,894 sqft · built 1998
Lot Size	0.301 acres (13,107 sqft)
Owner	2 Individual Names on File
Last Sale	$294,000 (Jan 2023)
Tax Bill	$3,141 (2024)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-1N-31-0350-025-001`

Property Details

APN / Parcel Number

Primary APN	`27-1N-31-0350-025-001`
Alternative APN	`114299550`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	1,894 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	13,107 sqft (0.301 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114299550
Street Address	1996 WINNERS CIR
City	CANTONMENT
State	FL
Zip	32533-5725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 25 BLK A CHURCHILL UNIT 2 PB 15 P 76/76A OR 8922 P 91
Legal Range	31W
Legal Township	01N
Legal Section	27
Legal Subdivision	CHURCHILL UNIT 2
Legal Block	A
Legal Lot Number	25
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	1
Census Block	1021
Census Tract	3700

Owner

1996 Winners Cir is owned and occupied by two individuals who bought it in January 2023.

Source: Escambia County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1996 WINNERS CIR, CANTONMENT, FL 32533-5725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 26, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Prior Sale	Sep 13, 2021 · Amount on File
Deed Document Number	20236602
Deed Book / Page	8922 / 91
Prior Transfer Date	Jun 24, 2010
Prior Transfer Doc	0066190164
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Recording Date	Oct 7, 2026
Property Address	1996 WINNERS CIR, CANTONMENT, FL 32533-5725
Document Number	0000077806
Book / Page	9561 / 1796
Instrument Date	Sep 30, 2026
Instrument	202677806
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1996 WINNERS CIR, CANTONMENT, FL 32533-5725

Mortgage

Document Number	0000077806,
Date	Oct 7, 2026
Book Page	9561/1796
Instrument	202677806

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2066

Interest

Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jan 26, 2023
Property Address	1996 WINNERS CIR, CANTONMENT, FL 32533-5725
Document Number	0089220091
Book / Page	8922 / 91
Map Reference	MB 15 PG 76&76A
Instrument Date	Jan 24, 2023
Instrument	2023006602
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	HARPER TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	732 TIDEWATER DRIVE, GARLAND, TX 75045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1996 WINNERS CIR, CANTONMENT, FL 32533-5725

Mortgage

Document Number	0000892293
Date	Jan 26, 2023
Instrument	8922/93

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Sep 13, 2021
Property Address	1996 WINNERS CIR, CANTONMENT, FL 32533-5725
Document Number	0086160061
Book / Page	8616 / 61
Map Reference	MB 15 PG 76&76A
Instrument Date	Sep 3, 2021
Instrument	2021100477
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	NOT AVAILABLE, OMEGA TITLE FLORIDA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1019 E HIGHPOINT ST, 1019, SPRINGFIELD, MO 65810-2940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1996 WINNERS CIR, CANTONMENT, FL 32533-5725

Mortgage

Document Number	861664
Date	Sep 13, 2021
Instrument	8616/64

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,173 Land $40,000 Building $233,173	$273,173 Land $40,000 Building $233,173
2024	$3,141.00 (-10.05%)
2023	$3,492.00 (+10.54%)	$249,134 (+1%)	$261,360 (+15.4%) Land $40,000 Building $221,360
2022	$3,159.00	$226,486	$226,486 Land $30,000 Building $196,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1996 Winners Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2004–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1996 Winners Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Winners Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures