1996 Sundown Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1996 Sundown Dr, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,410 sqft · built 2001
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Sep 2023)
Tax Bill	$4,340 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-02400-0060`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-02400-0060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,410 sqft Heated Area
Gross Area	3,319 sqft
1st Floor Area	2,871 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	2,000 ft deep x 1,000 ft wide
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	196 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920024000060
Street Address	1996 SUNDOWN DR
City	NAVARRE
State	FL
Zip	32566-8271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLLEY BY THE SEA LOT 6 BLK 24 AS DES IN OR 4430 PG 1465
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	24
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2044
Census Tract	10820

Owner

Source: Santa Rosa County records · APN 18-2S-26-1920-02400-0060

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1996 SUNDOWN DR, NAVARRE, FL 32566-8271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2023	Warranty Deed, Transfer · VA Mortgage ALABAMA HOME MORTGAGE LOANS INC
Oct 03, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Jul 18, 2017	Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2023 · Amount on Record
Deed Sale	Sep 01, 2023 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	0044301465
Deed Book / Page	4430 / 1465
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 01, 2023
Property Address	1996 SUNDOWN DR, NAVARRE, FL 32566-8271
Document Number	0044301465
Book / Page	4430 / 1465
Map Reference	MB B PG 155
Instrument Date	Sep 01, 2023
Instrument	202340127
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2598 SILVER MAPLE RD, BIG SANDY, TX 75755-3832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1996 SUNDOWN DR, NAVARRE, FL 32566-8271

Mortgage

Document Number	0044301467
Date	Sep 01, 2023
Instrument	4430/1467

Lender

Name	ALABAMA HOME MORTGAGE LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1996 SUNDOWN DR, NAVARRE, FL 32566-8271
Transaction Type	Mortgage
Record Updated	Nov 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1996 SUNDOWN DR, NAVARRE, FL 32566-8271

Mortgage

Document Number	0043320270
Date	Oct 03, 2022
Book Page	4332/270
Instrument	202256618

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 18, 2017
Property Address	1996 SUNDOWN DR, NAVARRE, FL 32566-8271
Document Number	0036430808
Book / Page	3643 / 0808
Map Reference	MB B PG155
Instrument Date	Jul 07, 2017
Instrument	201729059
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,889.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1909 KEARNY, 1909, CLOVIS, NM 88101-9013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1996 SUNDOWN DR, NAVARRE, FL 32566-8271

Mortgage

Document Number	0201729060
Date	Jul 18, 2017
Instrument	201729060

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,340.00 (+79.93%)	$363,156 (+57.04%) Land $75,000 Building $288,156	$363,156 (+6.88%) Land $75,000 Building $288,156
2023	$2,412.00 (+2.77%) Homeowner's exemption	$231,246 (+3%)	$339,777 (+7.96%) Land $65,000 Building $274,777
2022	$2,347.00 Homeowner's exemption	$224,511	$314,730 Land $50,000 Building $264,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 215 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020, river or lake flooding, Hurricane Sally

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 980 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 184 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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